Valley First Credit Union
Modesto, CA
$1.1B
total assets, June 30, 2026
$1.1B
total assets, June 30, 2026
Valley First Credit Union is a federal credit union based in Modesto, CA. As of June 30, 2026 it held $1.1 billion in assets and $925.8 million in deposits. It has 80,982 members and 9 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.1B
vs a year before: - · 0.0% in a quarter
Deposits
$926M
vs a year before: - · -0.1% in a quarter
Loans
$831M
vs a year before: - · +3.5% in a quarter
Profit so far
$3.2M
Jan 1 to Jun 30, 2026
Net worth ratio
9.81%
Return on assets
0.57%
Yearly rate
Facts
- Type
- Federal credit union
- Head office
- PO Box 1411, Modesto, CA, 95353
- Established
- Jan 1, 1956
- Employees
- 172
- Members
- 80,982
- Branches
- 9
- Id
- cu24986
Quarter by quarter
March 31, 2026 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 2
Ratios
Percent. Return on assets is a yearly rate.
Branches
9 offices as of June 30, 2026
| County | Branches |
|---|---|
| Stanislaus, CA | 6 |
| Fresno, CA | 2 |
| San Joaquin, CA | 1 |
| Office | Place |
|---|---|
| Orangeburg (main office) | Modesto, CA |
| Ceres Branch | Ceres, CA |
| Clovis Commons | Clovis, CA |
| Fresno Branch | Fresno, CA |
| J Street | Modesto, CA |
| Sisk Road | Modesto, CA |
| Oakdale | Oakdale, CA |
| Tracy Branch | Tracy, CA |
| Turlock | Turlock, CA |
Related pages
Questions and answers
How big is Valley First Credit Union?
$1.1 billion in total assets and $925.8 million in deposits as of June 30, 2026. Its loans were $830.8 million.
How many branches does Valley First Credit Union have?
9 branches in California as of June 30, 2026.
How many members does Valley First Credit Union have?
80,982 members as of June 30, 2026.
Is Valley First Credit Union profitable?
Yes: it earned $3.17 million from January 1 to June 30, 2026. Its return on assets was 0.57% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.