Valley Oak Credit Union
Three Rivers, CA
$82.2M
total assets, June 30, 2026
$82.2M
total assets, June 30, 2026
Valley Oak Credit Union is a state credit union based in Three Rivers, CA. As of June 30, 2026 it held $82.2 million in assets and $74.6 million in deposits; assets were up 0.3% from a year before. It has 6,045 members and 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$82.2M
+0.3% in a year · -0.1% in a quarter
Deposits
$74.6M
-1.9% in a year · -2.3% in a quarter
Loans
$58.2M
+11.9% in a year · +7.1% in a quarter
Profit so far
-$12K
Jan 1 to Jun 30, 2026 · -126.9% in a year
Net worth ratio
6.86%
+0.02 pts in a year
Return on assets
-0.03%
-0.14 pts in a year
Facts
- Type
- State credit union
- Head office
- PO Box 279, Three Rivers, CA, 93271
- Established
- Jun 27, 1944
- Employees
- 21
- Members
- 6,045
- Branches
- 4
- Id
- cu64122
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
4 offices as of June 30, 2026
| County | Branches |
|---|---|
| Tulare, CA | 4 |
| Office | Place |
|---|---|
| Three Rivers Corporate (main office) | Three Rivers, CA |
| Three Rivers | Three Rivers, CA |
| Tulare | Tulare, CA |
| Visalia | Visalia, CA |
Related pages
Questions and answers
How big is Valley Oak Credit Union?
$82.2 million in total assets and $74.6 million in deposits as of June 30, 2026, with assets up 0.3% from a year before. Its loans were $58.2 million.
How many branches does Valley Oak Credit Union have?
4 branches in California as of June 30, 2026.
How many members does Valley Oak Credit Union have?
6,045 members as of June 30, 2026, up 2.0% from a year before.
Is Valley Oak Credit Union profitable?
No: it lost $12,408 from January 1 to June 30, 2026. Its return on assets was -0.03% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.