Valley State Bank
Russellville, AL · Owner: Valley Bancshares Inc
$169M
total assets, June 30, 2026
$169M
total assets, June 30, 2026
Valley State Bank is a state nonmember bank based in Russellville, AL, owned by Valley Bancshares Inc. As of June 30, 2026 it held $169.5 million in assets and $139.4 million in deposits; assets were up 13.6% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$169M
+13.6% in a year · -1.3% in a quarter
Deposits
$139M
+14.8% in a year · -1.8% in a quarter
Loans
$89.7M
+11.4% in a year · +2.5% in a quarter
Profit so far
$1.2M
Jan 1 to Jun 30, 2026 · +42.9% in a year
Capital ratio
17.80%
-1.16 pts in a year
Return on assets
1.37%
+0.29 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 15565 Highway 43, Russellville, AL, 35653
- County
- Franklin
- Holding company
- Valley Bancshares Inc
- Established
- Apr 1, 1985
- Employees
- 30
- Branches
- 3
- Website
- www.valleystate.com
- Id
- b26021
Quarter by quarter
June 30, 1985 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $139.4 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Alabama | 3 | $139M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Valley State Bank (main office) | Russellville, AL | $107M |
| 4Th Avenue Branch | Red Bay, AL | $31.2M |
| North Jackson Avenue Branch | Russellville, AL | $844K |
Related pages
Questions and answers
How big is Valley State Bank?
$169.5 million in total assets and $139.4 million in deposits as of June 30, 2026, with assets up 13.6% from a year before. Its loans were $89.7 million.
How many branches does Valley State Bank have?
3 branches in Alabama as of June 30, 2026.
Is Valley State Bank profitable?
Yes: it earned $1.16 million from January 1 to June 30, 2026 (up 42.9% from the same months a year before). Its return on assets was 1.37% a year; about 1% is typical.
Who owns Valley State Bank?
Valley State Bank is owned by Valley Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.