Virginia National Bank
Charlottesville, VA · Owner: Virginia National Bankshares Corporation
$1.6B
total assets, June 30, 2026
$1.6B
total assets, June 30, 2026
Virginia National Bank is a national bank based in Charlottesville, VA, owned by Virginia National Bankshares Corporation (VABK). As of June 30, 2026 it held $1.6 billion in assets and $1.4 billion in deposits; assets were up 0.2% from a year before. It has 13 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.6B
+0.2% in a year · -0.6% in a quarter
Deposits
$1.4B
+1.4% in a year · -1.2% in a quarter
Loans
$1.2B
-0.6% in a year · -0.3% in a quarter
Profit so far
$15.3M
Jan 1 to Jun 30, 2026 · +54.7% in a year
Capital ratio
13.21%
+1.28 pts in a year
Return on assets
1.86%
+0.65 pts in a year
Facts
- Type
- National bank
- Head office
- 222 E Main St, Charlottesville, VA, 22902
- County
- Charlottesville City
- Holding company
- Virginia National Bankshares Corporation (VABK)
- Established
- Jul 29, 1998
- Employees
- 142
- Branches
- 13
- Website
- www.vnb.com
- Id
- b34755
Quarter by quarter
September 30, 1998 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
13 offices as of June 30, 2026, holding $1.4 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Virginia | 13 | $1.4B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Pantops Office Branch | Charlottesville, VA | $458M |
| View Tree Branch | Warrenton, VA | $257M |
| Barracks Road Office | Charlottesville, VA | $122M |
| Haymarket Branch | Haymarket, VA | $114M |
| Virginia National Bank (main office) | Charlottesville, VA | $112M |
| Creekside Office | Winchester, VA | $86.0M |
| New Baltimore Branch | Warrenton, VA | $66.8M |
| Catlett Branch | Catlett, VA | $52.3M |
| Bealeton Branch | Bealeton, VA | $48.6M |
| Manassas Branch | Manassas, VA | $40.3M |
Related pages
Questions and answers
How big is Virginia National Bank?
$1.6 billion in total assets and $1.4 billion in deposits as of June 30, 2026, with assets up 0.2% from a year before. Its loans were $1.2 billion.
How many branches does Virginia National Bank have?
13 branches in Virginia as of June 30, 2026.
Is Virginia National Bank profitable?
Yes: it earned $15.3 million from January 1 to June 30, 2026 (up 54.7% from the same months a year before). Its return on assets was 1.86% a year; about 1% is typical.
Who owns Virginia National Bank?
Virginia National Bank is owned by Virginia National Bankshares Corporation, its holding company, which is listed as VABK.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.