Vystar Credit Union
Jacksonville, FL
$14.3B
total assets, June 30, 2026
$14.3B
total assets, June 30, 2026
Vystar Credit Union is a state credit union based in Jacksonville, FL. As of June 30, 2026 it held $14.3 billion in assets and $11.2 billion in deposits; assets were up 2.0% from a year before. It has 1.02 million members and 99 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$14.3B
+2.0% in a year · +3.4% in a quarter
Deposits
$11.2B
+1.1% in a year · -1.2% in a quarter
Loans
$10.7B
+7.4% in a year · +3.1% in a quarter
Profit so far
$34.1M
Jan 1 to Jun 30, 2026 · +69.6% in a year
Net worth ratio
8.71%
+0.16 pts in a year
Return on assets
0.48%
+0.19 pts in a year
Facts
- Type
- State credit union
- Head office
- 76 S Laura St, Jacksonville, FL, 32202
- Established
- Jan 1, 1952
- Employees
- 2,233
- Members
- 1,024,058
- Branches
- 99 in 2 states
- Id
- cu68490
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
99 offices as of June 30, 2026
Branches by state
| Office | Place |
|---|---|
| Corporate Office (VyStar Tower) (main office) | Jacksonville, FL |
| 159-Alachua | Alachua, FL |
| 191-Altamonte Springs | Altamonte Springs, FL |
| 418-Belleview High School | Belleview, FL |
| 135-Callahan | Callahan, FL |
| 409-West Nassau High School | Callahan, FL |
| 155-Daytona Beach | Daytona Beach, FL |
| 158-Deland | Deland, FL |
| 117-Fernandina Beach | Fernandina Beach, FL |
| 416-Fernandina High School | Fernandina Beach, FL |
| 129-Gainesville | Gainesville, FL |
| 502-Gainesville 43rd | Gainesville, FL |
12 of 99 offices. Download the CSV for all of them.
Consumer complaints
Complaints consumers sent about Vystar Credit Union, 12 months to Sep 2026
Last 12 months
384
+15.3% vs the 12 months before
Closed with relief
23.8%
Money back: 9.7%
Answered on time
100.0%
35 still in progress
Most common product
Bank accounts
29% of its complaints
Complaints per month
Hover a month for the count
By product
12 months to Sep 2026
| Top issues | Complaints | Share | Relief |
|---|---|---|---|
| Incorrect information on your report | 75 | 19.5% | 16.2% |
| Managing an account | 57 | 14.8% | 29.6% |
| Took or threatened to take negative or legal action | 43 | 11.2% | 0.0% |
| Attempts to collect debt not owed | 25 | 6.5% | 25.0% |
| Problem with a company's investigation into an existing problem | 22 | 5.7% | 19.1% |
| Improper use of your report | 20 | 5.2% | 10.5% |
| Problem caused by your funds being low | 16 | 4.2% | 46.1% |
| Problem with a lender or other company charging your account | 15 | 3.9% | 35.7% |
Counted under Vystar Credit Union. Counts depend on company size: large companies get more complaints. The newest month is partial.
Related pages
Questions and answers
How big is Vystar Credit Union?
$14.3 billion in total assets and $11.2 billion in deposits as of June 30, 2026, with assets up 2.0% from a year before. Its loans were $10.7 billion.
How many branches does Vystar Credit Union have?
99 branches in 2 states as of June 30, 2026.
How many members does Vystar Credit Union have?
1.02 million members as of June 30, 2026, unchanged from a year before.
Is Vystar Credit Union profitable?
Yes: it earned $34.1 million from January 1 to June 30, 2026 (up 69.6% from the same months a year before). Its return on assets was 0.48% a year; about 1% is typical.
How many consumer complaints does Vystar Credit Union get?
384 complaints in the 12 months to Sep 2026, up 15.3% from the 12 months before. 24% of closed complaints ended with relief, and 100.0% were answered on time.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.