WaterStone Bank, SSB
Wauwatosa, WI · Owner: Waterstone Financial, Inc.
$2.3B
total assets, June 30, 2026
$2.3B
total assets, June 30, 2026
WaterStone Bank, SSB is a state savings bank based in Wauwatosa, WI, owned by Waterstone Financial, Inc. (WSBF). As of June 30, 2026 it held $2.3 billion in assets and $1.5 billion in deposits; assets were down 0.1% from a year before. It has 16 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.3B
-0.1% in a year · 0.0% in a quarter
Deposits
$1.5B
+3.0% in a year · +0.3% in a quarter
Loans
$1.8B
+0.5% in a year · +0.4% in a quarter
Profit so far
$14.4M
Jan 1 to Jun 30, 2026 · +34.7% in a year
Capital ratio
15.43%
+0.08 pts in a year
Return on assets
1.28%
+0.31 pts in a year
Facts
- Type
- State savings bank
- Head office
- 11200 W Plank Ct, Wauwatosa, WI, 53226
- County
- Milwaukee
- Holding company
- Waterstone Financial, Inc. (WSBF)
- Established
- Jan 1, 1921
- Employees
- 607
- Branches
- 16
- Website
- www.wsbonline.com
- Id
- b28513
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
16 offices as of June 30, 2026, holding $1.5 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Wisconsin | 16 | $1.5B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Wauwatosa State Street Office | Wauwatosa, WI | $296M |
| Oak Creek Branch | Oak Creek, WI | $206M |
| Waukesha Branch | Brookfield, WI | $178M |
| Franklin Branch | Franklin, WI | $133M |
| Germantown Branch | Germantown, WI | $123M |
| George Towne Drive Branch | Pewaukee, WI | $93.2M |
| Greenfield Branch | Greenfield, WI | $81.5M |
| Brookfield Wi Branch | Brookfield, WI | $71.4M |
| Fox Point Branch | Fox Point, WI | $60.9M |
| West Allis Branch | West Allis, WI | $60.7M |
Related pages
Questions and answers
How big is WaterStone Bank, SSB?
$2.3 billion in total assets and $1.5 billion in deposits as of June 30, 2026, with assets down 0.1% from a year before. Its loans were $1.8 billion.
How many branches does WaterStone Bank, SSB have?
16 branches in Wisconsin as of June 30, 2026.
Is WaterStone Bank, SSB profitable?
Yes: it earned $14.4 million from January 1 to June 30, 2026 (up 34.7% from the same months a year before). Its return on assets was 1.28% a year; about 1% is typical.
Who owns WaterStone Bank, SSB?
WaterStone Bank, SSB is owned by Waterstone Financial, Inc., its holding company, which is listed as WSBF.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.