WCF Financial Bank
Webster City, IA · Owner: WCF Bcorp Inc
$224M
total assets, June 30, 2026
$224M
total assets, June 30, 2026
WCF Financial Bank is a state nonmember bank based in Webster City, IA, owned by WCF Bcorp Inc. As of June 30, 2026 it held $224.4 million in assets and $173.7 million in deposits; assets were up 1.4% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$224M
+1.4% in a year · -1.1% in a quarter
Deposits
$174M
+4.4% in a year · -1.8% in a quarter
Loans
$176M
+4.9% in a year · +1.0% in a quarter
Profit so far
$111K
Jan 1 to Jun 30, 2026 · +158.1% in a year
Capital ratio
8.31%
-1.64 pts in a year
Return on assets
0.10%
+0.06 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 401 Fair Meadow Dr, Webster City, IA, 50595
- County
- Hamilton
- Holding company
- WCF Bcorp Inc
- Established
- Jun 1, 1934
- Employees
- 30
- Branches
- 3
- Website
- www.wcfbank.com
- Id
- b28989
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $173.7 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Iowa | 3 | $174M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Wcf Financial Bank (main office) | Webster City, IA | $121M |
| 305 First Street West Branch | Independence, IA | $27.1M |
| Tama Branch | Tama, IA | $25.8M |
Related pages
Questions and answers
How big is WCF Financial Bank?
$224.4 million in total assets and $173.7 million in deposits as of June 30, 2026, with assets up 1.4% from a year before. Its loans were $176.3 million.
How many branches does WCF Financial Bank have?
3 branches in Iowa as of June 30, 2026.
Is WCF Financial Bank profitable?
Yes: it earned $111,000 from January 1 to June 30, 2026 (up 158.1% from the same months a year before). Its return on assets was 0.10% a year; about 1% is typical.
Who owns WCF Financial Bank?
WCF Financial Bank is owned by WCF Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.