Welch State Bank of Welch, Okla.
Welch, OK · Owner: Welch Bancshares Inc
$450M
total assets, June 30, 2026
$450M
total assets, June 30, 2026
Welch State Bank of Welch, Okla. is a state nonmember bank based in Welch, OK, owned by Welch Bancshares Inc. As of June 30, 2026 it held $449.8 million in assets and $394.6 million in deposits; assets were up 7.2% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$450M
+7.2% in a year · +1.7% in a quarter
Deposits
$395M
+8.3% in a year · +3.6% in a quarter
Loans
$314M
+7.2% in a year · +0.8% in a quarter
Profit so far
$3.7M
Jan 1 to Jun 30, 2026 · +38.4% in a year
Capital ratio
10.20%
-0.10 pts in a year
Return on assets
1.67%
+0.40 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 396 S Commercial St, Welch, OK, 74369
- County
- Craig
- Holding company
- Welch Bancshares Inc
- Established
- Oct 1, 1923
- Employees
- 108
- Branches
- 6
- Website
- www.welchstatebank.com
- Id
- b9472
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $394.6 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Oklahoma | 6 | $395M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Welch State Bank Of Welch, Okla. (main office) | Welch, OK | $118M |
| Miami Branch | Miami, OK | $107M |
| Steve Owens Branch | Miami, OK | $64.4M |
| Chouteau Branch | Chouteau, OK | $46.8M |
| South Coffeyville Branch | South Coffeyville, OK | $39.1M |
| Vinita Branch | Vinita, OK | $19.9M |
Related pages
Questions and answers
How big is Welch State Bank of Welch, Okla.?
$449.8 million in total assets and $394.6 million in deposits as of June 30, 2026, with assets up 7.2% from a year before. Its loans were $314.1 million.
How many branches does Welch State Bank of Welch, Okla. have?
6 branches in Oklahoma as of June 30, 2026.
Is Welch State Bank of Welch, Okla. profitable?
Yes: it earned $3.69 million from January 1 to June 30, 2026 (up 38.4% from the same months a year before). Its return on assets was 1.67% a year; about 1% is typical.
Who owns Welch State Bank of Welch, Okla.?
Welch State Bank of Welch, Okla. is owned by Welch Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.