Western Dakota Bank
Timber Lake, SD · Owner: Western Dakota Holding Co
$85.6M
total assets, June 30, 2026
$85.6M
total assets, June 30, 2026
Western Dakota Bank is a state nonmember bank based in Timber Lake, SD, owned by Western Dakota Holding Co. As of June 30, 2026 it held $85.6 million in assets and $77.3 million in deposits; assets were up 9.5% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$85.6M
+9.5% in a year · -4.1% in a quarter
Deposits
$77.3M
+9.4% in a year · -4.4% in a quarter
Loans
$28.0M
+1.9% in a year · +11.0% in a quarter
Profit so far
$480K
Jan 1 to Jun 30, 2026 · -8.2% in a year
Capital ratio
9.20%
-0.16 pts in a year
Return on assets
1.10%
-0.26 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 803 Main Street, Timber Lake, SD, 57656
- County
- Dewey
- Holding company
- Western Dakota Holding Co
- Established
- Jan 1, 1919
- Employees
- 9
- Branches
- 2
- Website
- www.westerndakotabank.com
- Id
- b492
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $77.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Dakota | 2 | $77.3M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Western Dakota Bank (main office) | Timber Lake, SD | $69.5M |
| Isabel Branch | Isabel, SD | $7.8M |
Related pages
Questions and answers
How big is Western Dakota Bank?
$85.6 million in total assets and $77.3 million in deposits as of June 30, 2026, with assets up 9.5% from a year before. Its loans were $28.0 million.
How many branches does Western Dakota Bank have?
2 branches in South Dakota as of June 30, 2026.
Is Western Dakota Bank profitable?
Yes: it earned $480,000 from January 1 to June 30, 2026 (down 8.2% from the same months a year before). Its return on assets was 1.10% a year; about 1% is typical.
Who owns Western Dakota Bank?
Western Dakota Bank is owned by Western Dakota Holding Co, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.