Western National Bank
Duluth, MN · Owner: Western Bcorp Inc
$136M
total assets, June 30, 2026
$136M
total assets, June 30, 2026
Western National Bank is a national bank based in Duluth, MN, owned by Western Bcorp Inc. As of June 30, 2026 it held $135.8 million in assets and $108.8 million in deposits; assets were up 8.7% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$136M
+8.7% in a year · +0.4% in a quarter
Deposits
$109M
+5.0% in a year · +0.7% in a quarter
Loans
$93.7M
+18.2% in a year · +9.4% in a quarter
Profit so far
$93K
Jan 1 to Jun 30, 2026 · -79.3% in a year
Capital ratio
8.52%
-1.29 pts in a year
Return on assets
0.14%
-0.61 pts in a year
Facts
- Type
- National bank
- Head office
- 201 N Central Ave, Duluth, MN, 55807
- County
- St. Louis
- Holding company
- Western Bcorp Inc
- Established
- Jan 4, 1904
- Employees
- 35
- Branches
- 3
- Website
- www.wbduluth.com
- Id
- b5131
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $108.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Minnesota | 3 | $109M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Western National Bank (main office) | Duluth, MN | $68.0M |
| Downtown Branch | Duluth, MN | $23.1M |
| Superone Foods Branch | Hermantown, MN | $17.7M |
Related pages
Questions and answers
How big is Western National Bank?
$135.8 million in total assets and $108.8 million in deposits as of June 30, 2026, with assets up 8.7% from a year before. Its loans were $93.7 million.
How many branches does Western National Bank have?
3 branches in Minnesota as of June 30, 2026.
Is Western National Bank profitable?
Yes: it earned $93,000 from January 1 to June 30, 2026 (down 79.3% from the same months a year before). Its return on assets was 0.14% a year; about 1% is typical.
Who owns Western National Bank?
Western National Bank is owned by Western Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.