Whatcom Educational Credit Union
Bellingham, WA
$3.4B
total assets, June 30, 2026
$3.4B
total assets, June 30, 2026
Whatcom Educational Credit Union is a state credit union based in Bellingham, WA. As of June 30, 2026 it held $3.4 billion in assets and $2.7 billion in deposits; assets were up 11.2% from a year before. It has 170,493 members and 12 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$3.4B
+11.2% in a year · +2.1% in a quarter
Deposits
$2.7B
+11.0% in a year · +0.3% in a quarter
Loans
$2.8B
+7.4% in a year · +1.7% in a quarter
Profit so far
$11.4M
Jan 1 to Jun 30, 2026 · +54.1% in a year
Net worth ratio
11.21%
-0.69 pts in a year
Return on assets
0.67%
+0.19 pts in a year
Facts
- Type
- State credit union
- Head office
- PO Box 9750, Bellingham, WA, 98227
- Established
- Jun 1, 1936
- Employees
- 436
- Members
- 170,493
- Branches
- 12
- Id
- cu66373
Quarter by quarter
June 30, 2002 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets is a yearly rate.
Branches
12 offices as of June 30, 2026
| County | Branches |
|---|---|
| Whatcom, WA | 10 |
| Skagit, WA | 2 |
| Office | Place |
|---|---|
| Admin Building - 21 Bellwether Way (main office) | Bellingham, WA |
| Fairhaven Branch | Bellingham, WA |
| Fountain Branch | Bellingham, WA |
| Holly Branch | Bellingham, WA |
| Home Loan Center | Bellingham, WA |
| Sunset Branch | Bellingham, WA |
| Blaine Branch | Blaine, WA |
| Everson Branch | Everson, WA |
| Ferndale Branch | Ferndale, WA |
| Lynden Branch | Lynden, WA |
| Mount Vernon | Mount Vernon, WA |
| Sedro-Woolley | Sedro Woolley, WA |
Related pages
Questions and answers
How big is Whatcom Educational Credit Union?
$3.4 billion in total assets and $2.7 billion in deposits as of June 30, 2026, with assets up 11.2% from a year before. Its loans were $2.8 billion.
How many branches does Whatcom Educational Credit Union have?
12 branches in Washington as of June 30, 2026.
How many members does Whatcom Educational Credit Union have?
170,493 members as of June 30, 2026, up 1.6% from a year before.
Is Whatcom Educational Credit Union profitable?
Yes: it earned $11.4 million from January 1 to June 30, 2026 (up 54.1% from the same months a year before). Its return on assets was 0.67% a year; about 1% is typical.
Official public data from the reports every insured credit union files each quarter. Profit so far runs from January 1 to the quarter end. Credit union branch lists have no deposits or map positions. New quarters appear about two months after the quarter ends.