WNB Financial, N.A.
Winona, MN · Owner: WNB Holding Co
$584M
total assets, June 30, 2026
$584M
total assets, June 30, 2026
WNB Financial, N.A. is a national bank based in Winona, MN, owned by WNB Holding Co. As of June 30, 2026 it held $583.7 million in assets and $512.9 million in deposits; assets were up 4.8% from a year before. It has 7 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$584M
+4.8% in a year · +2.4% in a quarter
Deposits
$513M
+4.5% in a year · +2.6% in a quarter
Loans
$352M
+0.2% in a year · +2.0% in a quarter
Profit so far
$2.9M
Jan 1 to Jun 30, 2026 · +75.0% in a year
Capital ratio
10.31%
+0.23 pts in a year
Return on assets
1.00%
+0.40 pts in a year
Facts
- Type
- National bank
- Head office
- 204 Main St, Winona, MN, 55987
- County
- Winona
- Holding company
- WNB Holding Co
- Established
- Jan 1, 1874
- Employees
- 98
- Branches
- 7 in 2 states
- Website
- www.wnbfinancial.com
- Id
- b5280
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $512.9 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Wnb Financial, N.A. (main office) | Winona, MN | $210M |
| Wabasha Branch | Wabasha, MN | $162M |
| West Office | Winona, MN | $76.6M |
| East Office | Winona, MN | $32.2M |
| Holmen Branch | Holmen, WI | $20.4M |
| Altoona Branch | Altoona, WI | $12.4M |
| Detached Facility | Kellogg, MN | $0 |
Related pages
Questions and answers
How big is WNB Financial, N.A.?
$583.7 million in total assets and $512.9 million in deposits as of June 30, 2026, with assets up 4.8% from a year before. Its loans were $352.1 million.
How many branches does WNB Financial, N.A. have?
7 branches in 2 states as of June 30, 2026. The most deposits are in Minnesota ($480.1 million).
Is WNB Financial, N.A. profitable?
Yes: it earned $2.89 million from January 1 to June 30, 2026 (up 75.0% from the same months a year before). Its return on assets was 1.00% a year; about 1% is typical.
Who owns WNB Financial, N.A.?
WNB Financial, N.A. is owned by WNB Holding Co, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.