522291/Consumer Lending
US businesses, employees and payroll, 2017 to 2023
84K
employees, 2023
84K
employees, 2023
In 2023, 12,106 US Consumer Lending business locations employed 84,206 people and paid $8.1 billion in annual payroll, $96,723 per employee on average. Employment was down 1.7% from 2022. California had the most employees.
Updated Oct 9, 2026 · data year 2023
Business locations
12,106
-12.6% vs 2022
Employees
84,206
-1.7% vs 2022
Annual payroll
$8.1B
+11.8% vs 2022
Average pay
$96,723
+13.7% vs 2022
Over the years
United States, 2017 to 2023
Employees
Paid employees in mid-March
Business locations
Places with paid employees
By state
Employees of Consumer Lending in each state, 2023
Employees by state
States with the most employees
Employees and the share of all the state's jobs
| State | Business locations | Employees | Average pay | Share of state jobs |
|---|---|---|---|---|
| California | 589 | 13,433 | $172,395 | 0.08% |
| Texas | 2,243 | 9,918 | $70,530 | 0.08% |
| Illinois | 374 | 4,392 | $84,177 | 0.08% |
| Georgia | 800 | 4,266 | $67,970 | 0.10% |
| Indiana | 201 | 3,045 | $68,515 | 0.10% |
| Tennessee | 637 | 2,977 | $56,848 | 0.10% |
| New York | 214 | 2,856 | $131,491 | 0.03% |
| Louisiana | 683 | 2,757 | $54,125 | 0.16% |
| Florida | 396 | 2,614 | $128,412 | 0.03% |
| South Carolina | 635 | 2,495 | $57,969 | 0.12% |
| Arizona | 152 | 2,372 | $70,529 | 0.08% |
| Nebraska | 17 | 2,332* | $97,274 | 0.25% |
| Utah | 147 | 2,318 | $98,528 | 0.15% |
| Delaware | 53 | 2,310 | $119,022 | 0.50% |
| Pennsylvania | 237 | 2,302 | $87,212 | 0.04% |
The 15 states with the most employees. Download the CSV for all 49.
Top metro areas
Metro and micro areas with the most Consumer Lending employees, 2023
Metro areas with the most employees
| Metro area | Locations | Employees | Average pay |
|---|---|---|---|
| San Francisco-Oakland-Fremont, CA | 86 | 7,871 | $187,981 |
| Chicago-Naperville-Elgin, IL-IN | 186 | 3,640 | $81,665 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | 100 | 3,155 | $113,450 |
| New York-Newark-Jersey City, NY-NJ | 226 | 2,745 | $109,058 |
| Dallas-Fort Worth-Arlington, TX | 344 | 2,618 | $100,635 |
| Atlanta-Sandy Springs-Roswell, GA | 276 | 2,320 | $77,131 |
| Lincoln, NE | 6 | 2,296* | $97,720 |
| Phoenix-Mesa-Chandler, AZ | 96 | 2,152 | $69,299 |
| Los Angeles-Long Beach-Anaheim, CA | 263 | 1,919 | $90,830 |
| Salt Lake City-Murray, UT | 66 | 1,508 | $107,527 |
| Houston-Pasadena-The Woodlands, TX | 322 | 1,433 | $61,082 |
| Miami-Fort Lauderdale-West Palm Beach, FL | 184 | 1,385 | $95,697 |
| Evansville, IN | 15 | 1,288* | $73,527 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 80 | 1,206 | $210,345 |
| Santa Rosa-Petaluma, CA | 8 | 1,170* | $123,837 |
Business size
US Consumer Lending business locations by number of employees, 2023
Locations by size
| Employees | Locations | Share |
|---|---|---|
| Under 5 | 9,865 | 81.5% |
| 5 to 9 | 1,644 | 13.6% |
| 10 to 19 | 245 | 2.0% |
| 20 to 49 | 169 | 1.4% |
| 50 to 99 | 75 | 0.6% |
| 100 to 249 | 58 | 0.5% |
| 250 to 499 | 32 | 0.3% |
| 500 to 999 | 12 | 0.1% |
| 1,000 or more | 6 | 0.0% |
Related industries
The industries this code belongs to
Part of Finance and Insurance 52Credit Intermediation and Related Activities 522Nondepository Credit Intermediation 5222Other Nondepository Credit Intermediation 52229
Questions and answers
How many people work in Consumer Lending in the US?
84,206 people worked at 12,106 US Consumer Lending business locations in 2023, down 1.7% from 2022. That is 0.06% of all US private-sector employees.
What is the average pay in Consumer Lending?
$96,723 a year per employee in 2023, from $8.1 billion in annual payroll (up 13.7% from 2022). The average across all US industries was $68,342.
Which state has the most Consumer Lending jobs?
California had the most, with 13,433 employees in 2023, followed by Texas (9,918) and Illinois (4,392).
Which metro areas have the most Consumer Lending jobs?
San Francisco-Oakland-Fremont, CA (7,871), Chicago-Naperville-Elgin, IL-IN (3,640), Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (3,155) had the most Consumer Lending employees in 2023.
Are most Consumer Lending businesses small?
97.1% of the 12,106 Consumer Lending business locations had fewer than 20 employees in 2023, and 18 had 500 or more.
Official US government statistics, published once a year. Business locations are places with paid employees; employees are counted in mid-March; payroll covers the whole year. Covers most private employers, not the self-employed, most government workers or farm workers on farms. * Less accurate: changed by 5% or more to protect privacy. Changes from the year before are shown only when both years use the same edition of the industry codes.