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OptimumBank Holdings, Inc. (OPHC) is a financial services company in the US eastern and southern banking institutions industry, based in Fort Lauderdale, United States, with about 98 full-time employees.
It reported revenue of $49.36 million for fiscal year 2025, up 25.6% from fiscal year 2024, and net income of $16.65 million. In Q2 2026 (the quarter ended June 30, 2026) revenue was $17.18 million, up 42.3% from a year before. Its market capitalization was $109.88 million as of October 9, 2026.
Figures from company filings and market data; latest fiscal year ended December 31, 2025; market data as of October 9, 2026.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses.
OptimumBank reported $49.36 million in revenue for fiscal year 2025, up 25.6% from $39.31 million in fiscal year 2024. In Q2 2026 revenue was $17.18 million.
$109.88 million as of October 9, 2026.
Listed companies of a similar size in the same industry (US eastern and southern banking institutions) include Peoples Financial Corporation (PFBX), Patriot National Bancorp, Inc. (PNBK), Potomac Bancshares, Inc. (PTBS), Pathfinder Bancorp, Inc. (PBHC).