1st Summit Bank
Johnstown, PA · Owner: 1st Summit Bcorp Johnstown Inc
$1.5B
total assets, June 30, 2026
$1.5B
total assets, June 30, 2026
1st Summit Bank is a state nonmember bank based in Johnstown, PA, owned by 1st Summit Bcorp Johnstown Inc. As of June 30, 2026 it held $1.5 billion in assets and $1.2 billion in deposits; assets were up 5.7% from a year before. It has 17 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.5B
+5.7% in a year · +0.6% in a quarter
Deposits
$1.2B
-0.7% in a year · -1.2% in a quarter
Loans
$917M
+12.7% in a year · +2.1% in a quarter
Profit so far
$5.0M
Jan 1 to Jun 30, 2026 · +130.1% in a year
Capital ratio
8.61%
-0.08 pts in a year
Return on assets
0.66%
+0.35 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 125 Donald Ln, Johnstown, PA, 15904
- County
- Cambria
- Holding company
- 1st Summit Bcorp Johnstown Inc
- Established
- Jan 1, 1924
- Employees
- 196
- Branches
- 17
- Website
- www.1stsummit.bank
- Id
- b8426
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
17 offices as of June 30, 2026, holding $1.2 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Pennsylvania | 17 | $1.2B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| 1St Summit Bank (main office) | Johnstown, PA | $272M |
| Westmont Branch | Johnstown, PA | $129M |
| Downtown Branch | Johnstown, PA | $123M |
| Portage Branch | Portage, PA | $80.7M |
| Sidman Branch | Sidman, PA | $78.9M |
| Cresson Branch | Cresson, PA | $64.3M |
| Ebensburg Branch | Ebensburg, PA | $63.7M |
| Indiana Branch | Indiana, PA | $58.8M |
| Somerset Branch | Somerset, PA | $53.6M |
| Eldorado Office Branch | Altoona, PA | $43.1M |
Related pages
Questions and answers
How big is 1st Summit Bank?
$1.5 billion in total assets and $1.2 billion in deposits as of June 30, 2026, with assets up 5.7% from a year before. Its loans were $917.3 million.
How many branches does 1st Summit Bank have?
17 branches in Pennsylvania as of June 30, 2026.
Is 1st Summit Bank profitable?
Yes: it earned $4.99 million from January 1 to June 30, 2026 (up 130.1% from the same months a year before). Its return on assets was 0.66% a year; about 1% is typical.
Who owns 1st Summit Bank?
1st Summit Bank is owned by 1st Summit Bcorp Johnstown Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.