Ameriserv Financial Bank
Johnstown, PA · Owner: AmeriServ Financial, Inc.
$1.5B
total assets, June 30, 2026
$1.5B
total assets, June 30, 2026
Ameriserv Financial Bank is a state member bank based in Johnstown, PA, owned by AmeriServ Financial, Inc. (ASRV). As of June 30, 2026 it held $1.5 billion in assets and $1.3 billion in deposits; assets were up 1.0% from a year before. It has 17 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.5B
+1.0% in a year · -0.7% in a quarter
Deposits
$1.3B
+1.5% in a year · -0.6% in a quarter
Loans
$1.0B
-5.0% in a year · -1.5% in a quarter
Profit so far
$6.4M
Jan 1 to Jun 30, 2026 · +132.8% in a year
Capital ratio
9.46%
+0.34 pts in a year
Return on assets
0.88%
+0.49 pts in a year
Facts
- Type
- State member bank
- Head office
- 216 Franklin St, Johnstown, PA, 15901
- County
- Cambria
- Holding company
- AmeriServ Financial, Inc. (ASRV)
- Established
- Sep 23, 1933
- Employees
- 275
- Branches
- 17 in 2 states
- Website
- ameriserv.com
- Id
- b7542
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
17 offices as of June 30, 2026, holding $1.3 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Pennsylvania | 16 | $1.2B | 98.0% |
| Maryland | 1 | $25.6M | 2.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Ameriserv Financial Bank (main office) | Johnstown, PA | $295M |
| University Heights Branch | Johnstown, PA | $165M |
| Pittsburgh Branch | Pittsburgh, PA | $149M |
| Lovell Park Branch | Ebensburg, PA | $148M |
| Westmont Branch | Johnstown, PA | $78.6M |
| Carrolltown Branch | Carrolltown, PA | $72.0M |
| Nanty-Glo Branch | Nanty Glo, PA | $55.0M |
| Windber Branch | Windber, PA | $50.5M |
| Somerset Branch | Somerset, PA | $41.8M |
| Derry Branch | Derry, PA | $40.4M |
Related pages
Questions and answers
How big is Ameriserv Financial Bank?
$1.5 billion in total assets and $1.3 billion in deposits as of June 30, 2026, with assets up 1.0% from a year before. Its loans were $1.0 billion.
How many branches does Ameriserv Financial Bank have?
17 branches in 2 states as of June 30, 2026. The most deposits are in Pennsylvania ($1.2 billion).
Is Ameriserv Financial Bank profitable?
Yes: it earned $6.40 million from January 1 to June 30, 2026 (up 132.8% from the same months a year before). Its return on assets was 0.88% a year; about 1% is typical.
Who owns Ameriserv Financial Bank?
Ameriserv Financial Bank is owned by AmeriServ Financial, Inc., its holding company, which is listed as ASRV.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.