ACB Bank
Cherokee, OK · Owner: Alfalfa County Bancshares Inc
$135M
total assets, June 30, 2026
$135M
total assets, June 30, 2026
ACB Bank is a state nonmember bank based in Cherokee, OK, owned by Alfalfa County Bancshares Inc. As of June 30, 2026 it held $135.5 million in assets and $114.8 million in deposits; assets were down 3.2% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$135M
-3.2% in a year · -5.8% in a quarter
Deposits
$115M
+2.1% in a year · +0.1% in a quarter
Loans
$103M
-1.0% in a year · -1.7% in a quarter
Profit so far
$984K
Jan 1 to Jun 30, 2026 · +9.1% in a year
Capital ratio
12.24%
+0.04 pts in a year
Return on assets
1.40%
+0.08 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 323 S Grand Ave, Cherokee, OK, 73728
- County
- Alfalfa
- Holding company
- Alfalfa County Bancshares Inc
- Established
- Jan 29, 1908
- Employees
- 22
- Branches
- 3
- Website
- www.acbbank.net
- Id
- b4061
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $114.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Oklahoma | 3 | $115M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Acb Bank (main office) | Cherokee, OK | $84.3M |
| Waukomis Branch | Waukomis, OK | $17.6M |
| Garber Branch | Garber, OK | $12.9M |
Related pages
Questions and answers
How big is ACB Bank?
$135.5 million in total assets and $114.8 million in deposits as of June 30, 2026, with assets down 3.2% from a year before. Its loans were $103.1 million.
How many branches does ACB Bank have?
3 branches in Oklahoma as of June 30, 2026.
Is ACB Bank profitable?
Yes: it earned $984,000 from January 1 to June 30, 2026 (up 9.1% from the same months a year before). Its return on assets was 1.40% a year; about 1% is typical.
Who owns ACB Bank?
ACB Bank is owned by Alfalfa County Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.