American Bank of the Carolinas
Monroe, NC
$214M
total assets, June 30, 2026
$214M
total assets, June 30, 2026
American Bank of the Carolinas is a state nonmember bank based in Monroe, NC. As of June 30, 2026 it held $214.0 million in assets and $183.8 million in deposits; assets were up 8.0% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$214M
+8.0% in a year · -11.8% in a quarter
Deposits
$184M
+7.6% in a year · -13.7% in a quarter
Loans
$168M
+17.8% in a year · +6.5% in a quarter
Profit so far
$1.6M
Jan 1 to Jun 30, 2026 · +45.6% in a year
Capital ratio
12.27%
-0.85 pts in a year
Return on assets
1.45%
+0.32 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 312 N Charlotte Ave, Monroe, NC, 28112
- County
- Union
- Established
- May 20, 2019
- Employees
- 31
- Branches
- 3
- Website
- www.abc-nc.com
- Id
- b59157
Quarter by quarter
June 30, 2019 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $183.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| North Carolina | 3 | $184M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| American Bank Of The Carolinas (main office) | Monroe, NC | $122M |
| Marshville Branch | Marshville, NC | $33.6M |
| Indian Trail Branch | Indian Trail, NC | $27.7M |
Related pages
Questions and answers
How big is American Bank of the Carolinas?
$214.0 million in total assets and $183.8 million in deposits as of June 30, 2026, with assets up 8.0% from a year before. Its loans were $168.2 million.
How many branches does American Bank of the Carolinas have?
3 branches in North Carolina as of June 30, 2026.
Is American Bank of the Carolinas profitable?
Yes: it earned $1.62 million from January 1 to June 30, 2026 (up 45.6% from the same months a year before). Its return on assets was 1.45% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.