Nantahala Bank & Trust Company
Franklin, NC
$289M
total assets, June 30, 2026
$289M
total assets, June 30, 2026
Nantahala Bank & Trust Company is a state nonmember bank based in Franklin, NC. As of June 30, 2026 it held $288.8 million in assets and $260.4 million in deposits; assets were up 7.7% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$289M
+7.7% in a year · +1.1% in a quarter
Deposits
$260M
+6.7% in a year · +0.6% in a quarter
Loans
$195M
+1.8% in a year · -0.9% in a quarter
Profit so far
$2.1M
Jan 1 to Jun 30, 2026 · +40.6% in a year
Capital ratio
9.43%
+1.25 pts in a year
Return on assets
1.47%
+0.35 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 120 Siler Rd, Franklin, NC, 28734
- County
- Macon
- Established
- Oct 4, 2004
- Employees
- 55
- Branches
- 3
- Website
- www.nantahalabank.com
- Id
- b57784
Quarter by quarter
December 31, 2004 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $260.4 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| North Carolina | 3 | $260M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Nantahala Bank & Trust Company (main office) | Franklin, NC | $150M |
| Hayesville Branch | Hayesville, NC | $63.7M |
| Murphy Branch | Murphy, NC | $46.9M |
Related pages
Questions and answers
How big is Nantahala Bank & Trust Company?
$288.8 million in total assets and $260.4 million in deposits as of June 30, 2026, with assets up 7.7% from a year before. Its loans were $194.5 million.
How many branches does Nantahala Bank & Trust Company have?
3 branches in North Carolina as of June 30, 2026.
Is Nantahala Bank & Trust Company profitable?
Yes: it earned $2.10 million from January 1 to June 30, 2026 (up 40.6% from the same months a year before). Its return on assets was 1.47% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.