$1.5B
total assets, June 30, 2026
Bank of Utica is a state nonmember bank based in Utica, NY, owned by Bank of Utica (BKUT). As of June 30, 2026 it held $1.5 billion in assets and $1.1 billion in deposits; assets were up 6.7% from a year before. It has 1 branch.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.5B
+6.7% in a year · +4.2% in a quarter
Deposits
$1.1B
+3.0% in a year · +3.1% in a quarter
Loans
$154M
+20.3% in a year · +5.5% in a quarter
Profit so far
$34.9M
Jan 1 to Jun 30, 2026 · +211.9% in a year
Capital ratio
26.49%
+2.23 pts in a year
Return on assets
4.80%
+3.21 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 222 Genesee St, Utica, NY, 13502
- County
- Oneida
- Holding company
- Bank of Utica (BKUT)
- Established
- Apr 23, 1927
- Employees
- 44
- Branches
- 1
- Website
- www.bankofutica.com
- Id
- b13397
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
1 office as of June 30, 2026, holding $1.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 1 | $1.1B | 100.0% |
Related pages
Questions and answers
How big is Bank of Utica?
$1.5 billion in total assets and $1.1 billion in deposits as of June 30, 2026, with assets up 6.7% from a year before. Its loans were $154.3 million.
How many branches does Bank of Utica have?
1 branch in New York as of June 30, 2026.
Is Bank of Utica profitable?
Yes: it earned $34.9 million from January 1 to June 30, 2026 (up 211.9% from the same months a year before). Its return on assets was 4.80% a year; about 1% is typical.
Who owns Bank of Utica?
Bank of Utica is owned by Bank of Utica, its holding company, which is listed as BKUT.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.