$1.5B
total assets, June 30, 2026
Rhinebeck Bank is a state savings bank based in Rhinebeck, NY, owned by Rhinebeck Bancorp, Inc. (RBKB). As of June 30, 2026 it held $1.5 billion in assets and $1.3 billion in deposits; assets were up 15.4% from a year before. It has 15 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.5B
+15.4% in a year · +14.4% in a quarter
Deposits
$1.3B
+19.3% in a year · +16.4% in a quarter
Loans
$926M
-4.4% in a year · -2.0% in a quarter
Profit so far
$5.5M
Jan 1 to Jun 30, 2026 · -3.0% in a year
Capital ratio
10.93%
+0.29 pts in a year
Return on assets
0.82%
-0.09 pts in a year
Facts
- Type
- State savings bank
- Head office
- 6414 Montgomery St, Rhinebeck, NY, 12572
- County
- Dutchess
- Holding company
- Rhinebeck Bancorp, Inc. (RBKB)
- Established
- Apr 12, 1860
- Employees
- 157
- Branches
- 15
- Website
- www.rhinebeckbank.com
- Id
- b16032
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
15 offices as of June 30, 2026, holding $1.3 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New York | 15 | $1.3B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Rhinebeck Bank (main office) | Rhinebeck, NY | $412M |
| Red Hook Branch | Red Hook, NY | $145M |
| Hyde Park Branch | Hyde Park, NY | $124M |
| Mid-Hudson Center Branch | Poughkeepsie, NY | $120M |
| Arlington Branch | Poughkeepsie, NY | $101M |
| Kingston Branch | Kingston, NY | $76.8M |
| Goshen Branch | Goshen, NY | $71.5M |
| South Road Branch | Poughkeepsie, NY | $62.0M |
| Fishkill Branch | Fishkill, NY | $60.1M |
| East Fishkill Branch | Hopewell Junction, NY | $59.0M |
Related pages
Questions and answers
How big is Rhinebeck Bank?
$1.5 billion in total assets and $1.3 billion in deposits as of June 30, 2026, with assets up 15.4% from a year before. Its loans were $926.2 million.
How many branches does Rhinebeck Bank have?
15 branches in New York as of June 30, 2026.
Is Rhinebeck Bank profitable?
Yes: it earned $5.53 million from January 1 to June 30, 2026 (down 3.0% from the same months a year before). Its return on assets was 0.82% a year; about 1% is typical.
Who owns Rhinebeck Bank?
Rhinebeck Bank is owned by Rhinebeck Bancorp, Inc., its holding company, which is listed as RBKB.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.