BayCoast Bank
Swansea, MA · Owner: Narragansett Financial Corp
$2.9B
total assets, June 30, 2026
$2.9B
total assets, June 30, 2026
BayCoast Bank is a state savings bank based in Swansea, MA, owned by Narragansett Financial Corp. As of June 30, 2026 it held $2.9 billion in assets and $2.5 billion in deposits; assets were down 3.6% from a year before. It has 25 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.9B
-3.6% in a year · -0.8% in a quarter
Deposits
$2.5B
+0.5% in a year · -0.7% in a quarter
Loans
$2.3B
-4.4% in a year · -0.6% in a quarter
Profit so far
$7.3M
Jan 1 to Jun 30, 2026 · +32.7% in a year
Capital ratio
8.29%
+0.21 pts in a year
Return on assets
0.51%
+0.14 pts in a year
Facts
- Type
- State savings bank
- Head office
- 330 Swansea Mall Dr, Swansea, MA, 02777
- County
- Bristol
- Holding company
- Narragansett Financial Corp
- Established
- Nov 15, 1851
- Employees
- 566
- Branches
- 25 in 2 states
- Website
- www.baycoast.bank
- Id
- b90196
Quarter by quarter
June 30, 1985 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
25 offices as of June 30, 2026, holding $2.5 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 19 | $2.2B | 88.1% |
| Rhode Island | 6 | $292M | 11.9% |
| Largest branches | Place | Deposits |
|---|---|---|
| New Bedford Branch | New Bedford, MA | $219M |
| Baycoast Bank (main office) | Swansea, MA | $201M |
| Ashley Boulevard Branch | New Bedford, MA | $191M |
| Robeson Street Branch | Fall River, MA | $157M |
| Westport Branch | Westport, MA | $152M |
| Troy Street Branch | Fall River, MA | $137M |
| Somerset Branch | Somerset, MA | $122M |
| Fairhaven Branch | Fairhaven, MA | $120M |
| Tiverton Ri Branch | Tiverton, RI | $114M |
| Stafford Road Branch | Fall River, MA | $112M |
Related pages
Questions and answers
How big is BayCoast Bank?
$2.9 billion in total assets and $2.5 billion in deposits as of June 30, 2026, with assets down 3.6% from a year before. Its loans were $2.3 billion.
How many branches does BayCoast Bank have?
25 branches in 2 states as of June 30, 2026. The most deposits are in Massachusetts ($2.2 billion).
Is BayCoast Bank profitable?
Yes: it earned $7.29 million from January 1 to June 30, 2026 (up 32.7% from the same months a year before). Its return on assets was 0.51% a year; about 1% is typical.
Who owns BayCoast Bank?
BayCoast Bank is owned by Narragansett Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.