Northern Bank & Trust Company
Woburn, MA · Owner: Northern Bcorp Inc
$3.4B
total assets, June 30, 2026
$3.4B
total assets, June 30, 2026
Northern Bank & Trust Company is a state nonmember bank based in Woburn, MA, owned by Northern Bcorp Inc. As of June 30, 2026 it held $3.4 billion in assets and $2.8 billion in deposits; assets were up 5.0% from a year before. It has 14 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$3.4B
+5.0% in a year · +3.6% in a quarter
Deposits
$2.8B
+5.8% in a year · +3.7% in a quarter
Loans
$2.9B
+3.8% in a year · 0.0% in a quarter
Profit so far
$31.0M
Jan 1 to Jun 30, 2026 · +8.3% in a year
Capital ratio
14.55%
-0.68 pts in a year
Return on assets
1.90%
+0.10 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 275 Mishawum Rd, Woburn, MA, 01801
- County
- Middlesex
- Holding company
- Northern Bcorp Inc
- Established
- Feb 25, 1960
- Employees
- 260
- Branches
- 14
- Website
- www.nbtc.com
- Id
- b18266
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
14 offices as of June 30, 2026, holding $2.8 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Massachusetts | 14 | $2.8B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Northern Bank & Trust Company (main office) | Woburn, MA | $1.8B |
| Woburn Branch | Woburn, MA | $166M |
| Www.Northernbankdirect.Com Branch | Woburn, MA | $162M |
| Billerica Branch | Billerica, MA | $103M |
| Burlington Branch | Burlington, MA | $95.5M |
| Chelmsford Branch | Chelmsford, MA | $88.8M |
| Stoneham Branch | Stoneham, MA | $84.1M |
| Reading Branch | Reading, MA | $66.1M |
| Littleton Branch | Littleton, MA | $65.5M |
| Westford Branch | Westford, MA | $54.3M |
Related pages
Questions and answers
How big is Northern Bank & Trust Company?
$3.4 billion in total assets and $2.8 billion in deposits as of June 30, 2026, with assets up 5.0% from a year before. Its loans were $2.9 billion.
How many branches does Northern Bank & Trust Company have?
14 branches in Massachusetts as of June 30, 2026.
Is Northern Bank & Trust Company profitable?
Yes: it earned $31.0 million from January 1 to June 30, 2026 (up 8.3% from the same months a year before). Its return on assets was 1.90% a year; about 1% is typical.
Who owns Northern Bank & Trust Company?
Northern Bank & Trust Company is owned by Northern Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.