Carolina Bank & Trust Co.
Lamar, SC · Owner: First Carolina Bancshares Corp
$845M
total assets, June 30, 2026
$845M
total assets, June 30, 2026
Carolina Bank & Trust Co. is a state nonmember bank based in Lamar, SC, owned by First Carolina Bancshares Corp. As of June 30, 2026 it held $844.6 million in assets and $727.4 million in deposits; assets were up 4.8% from a year before. It has 14 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$845M
+4.8% in a year · +1.7% in a quarter
Deposits
$727M
+4.1% in a year · +1.9% in a quarter
Loans
$607M
+3.4% in a year · +1.7% in a quarter
Profit so far
$7.9M
Jan 1 to Jun 30, 2026 · +34.5% in a year
Capital ratio
13.51%
+0.26 pts in a year
Return on assets
1.85%
+0.35 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 112 Main St, Lamar, SC, 29069
- County
- Darlington
- Holding company
- First Carolina Bancshares Corp
- Established
- Mar 3, 1936
- Employees
- 92
- Branches
- 14
- Website
- www.carolinabank.net
- Id
- b16723
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
14 offices as of June 30, 2026, holding $727.4 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Carolina | 14 | $727M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Darlington Branch | Darlington, SC | $126M |
| Chesterfield Branch | Chesterfield, SC | $98.9M |
| Hartsville Branch | Hartsville, SC | $83.6M |
| Bennettsville Branch | Bennettsville, SC | $80.8M |
| Florence Branch | Florence, SC | $79.1M |
| Florence Branch | Florence, SC | $73.1M |
| Cheraw Branch | Cheraw, SC | $42.3M |
| Quinby Branch | Quinby, SC | $38.4M |
| Mullins Main Branch | Mullins, SC | $37.5M |
| Carolina Bank & Trust Co. (main office) | Lamar, SC | $31.2M |
Related pages
Questions and answers
How big is Carolina Bank & Trust Co.?
$844.6 million in total assets and $727.4 million in deposits as of June 30, 2026, with assets up 4.8% from a year before. Its loans were $606.8 million.
How many branches does Carolina Bank & Trust Co. have?
14 branches in South Carolina as of June 30, 2026.
Is Carolina Bank & Trust Co. profitable?
Yes: it earned $7.88 million from January 1 to June 30, 2026 (up 34.5% from the same months a year before). Its return on assets was 1.85% a year; about 1% is typical.
Who owns Carolina Bank & Trust Co.?
Carolina Bank & Trust Co. is owned by First Carolina Bancshares Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.