OPTUS Bank
Columbia, SC · Owner: Optus Financial Corp
$764M
total assets, June 30, 2026
$764M
total assets, June 30, 2026
OPTUS Bank is a state nonmember bank based in Columbia, SC, owned by Optus Financial Corp. As of June 30, 2026 it held $764.2 million in assets and $646.4 million in deposits; assets were up 6.9% from a year before. It has 2 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$764M
+6.9% in a year · -2.7% in a quarter
Deposits
$646M
+2.8% in a year · -2.2% in a quarter
Loans
$456M
+17.3% in a year · -1.8% in a quarter
Profit so far
$3.7M
Jan 1 to Jun 30, 2026 · +3.7% in a year
Capital ratio
12.99%
+0.98 pts in a year
Return on assets
0.95%
-0.09 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1501 Gervais St, Columbia, SC, 29201
- County
- Richland
- Holding company
- Optus Financial Corp
- Established
- Mar 26, 1999
- Employees
- 46
- Branches
- 2
- Website
- www.optus.bank
- Id
- b35241
Quarter by quarter
March 31, 1999 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
2 offices as of June 30, 2026, holding $646.4 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| South Carolina | 2 | $646M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Columbia Branch | Columbia, SC | $587M |
| Optus Bank (main office) | Columbia, SC | $59.1M |
Related pages
Questions and answers
How big is OPTUS Bank?
$764.2 million in total assets and $646.4 million in deposits as of June 30, 2026, with assets up 6.9% from a year before. Its loans were $455.9 million.
How many branches does OPTUS Bank have?
2 branches in South Carolina as of June 30, 2026.
Is OPTUS Bank profitable?
Yes: it earned $3.70 million from January 1 to June 30, 2026 (up 3.7% from the same months a year before). Its return on assets was 0.95% a year; about 1% is typical.
Who owns OPTUS Bank?
OPTUS Bank is owned by Optus Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.