Centennial Bank
Trezevant, TN · Owner: F & M Bancshares Inc
$1.1B
total assets, June 30, 2026
$1.1B
total assets, June 30, 2026
Centennial Bank is a state nonmember bank based in Trezevant, TN, owned by F & M Bancshares Inc. As of June 30, 2026 it held $1.1 billion in assets and $940.1 million in deposits; assets were up 31.0% from a year before. It has 17 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.1B
+31.0% in a year · -0.1% in a quarter
Deposits
$940M
+32.7% in a year · +0.5% in a quarter
Loans
$750M
+13.9% in a year · +2.5% in a quarter
Profit so far
$5.3M
Jan 1 to Jun 30, 2026 · +11.1% in a year
Capital ratio
9.82%
-0.70 pts in a year
Return on assets
0.98%
-0.21 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 5420 Broad St S, Trezevant, TN, 38258
- County
- Carroll
- Holding company
- F & M Bancshares Inc
- Established
- Jan 1, 1916
- Employees
- 175
- Branches
- 17
- Website
- www.mycentennial.bank
- Id
- b8439
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
17 offices as of June 30, 2026, holding $940.1 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Tennessee | 17 | $940M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Oil Well Branch | Jackson, TN | $144M |
| Bolivar Branch | Bolivar, TN | $140M |
| Henderson Branch | Henderson, TN | $116M |
| Trenton Branch | Trenton, TN | $91.0M |
| Centennial Bank (main office) | Trezevant, TN | $78.1M |
| Adamsville Branch | Adamsville, TN | $68.4M |
| Medina Branch | Medina, TN | $64.7M |
| Rutherford Branch | Rutherford, TN | $56.8M |
| Mckenzie Branch | Mc Kenzie, TN | $49.2M |
| Middleton Branch | Middleton, TN | $38.9M |
Related pages
Questions and answers
How big is Centennial Bank?
$1.1 billion in total assets and $940.1 million in deposits as of June 30, 2026, with assets up 31.0% from a year before. Its loans were $750.0 million.
How many branches does Centennial Bank have?
17 branches in Tennessee as of June 30, 2026.
Is Centennial Bank profitable?
Yes: it earned $5.25 million from January 1 to June 30, 2026 (up 11.1% from the same months a year before). Its return on assets was 0.98% a year; about 1% is typical.
Who owns Centennial Bank?
Centennial Bank is owned by F & M Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.