Commercial Bank & Trust Co.
Paris, TN · Owner: Commercial Holding Co
$1.1B
total assets, June 30, 2026
$1.1B
total assets, June 30, 2026
Commercial Bank & Trust Co. is a state nonmember bank based in Paris, TN, owned by Commercial Holding Co. As of June 30, 2026 it held $1.1 billion in assets and $972.0 million in deposits; assets were down 2.6% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.1B
-2.6% in a year · -1.5% in a quarter
Deposits
$972M
-4.0% in a year · -2.0% in a quarter
Loans
$641M
+7.5% in a year · +3.9% in a quarter
Profit so far
$6.9M
Jan 1 to Jun 30, 2026 · +23.8% in a year
Capital ratio
12.08%
+0.61 pts in a year
Return on assets
1.26%
+0.25 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 101 N Poplar St, Paris, TN, 38242
- County
- Henry
- Holding company
- Commercial Holding Co
- Established
- May 15, 1877
- Employees
- 194
- Branches
- 10
- Website
- cbtcnet.com
- Id
- b8660
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $972.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Tennessee | 10 | $972M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Mendenhall Branch | Memphis, TN | $245M |
| Commercial Bank & Trust Co. (main office) | Paris, TN | $235M |
| Union City Main Branch | Union City, TN | $103M |
| Oil Well Branch | Jackson, TN | $89.8M |
| Memphis Branch | Memphis, TN | $89.7M |
| Mineral Wells Avenue Branch | Paris, TN | $82.4M |
| Commercial Bank & Trust Co. Branch | Jackson, TN | $71.3M |
| Reelfoot Avenue Branch | Union City, TN | $54.2M |
| East Wood Street Branch | Paris, TN | $1.6M |
| Commercial Bank & Trust Co. Mobile Branch | Jackson, TN | $0 |
Related pages
Questions and answers
How big is Commercial Bank & Trust Co.?
$1.1 billion in total assets and $972.0 million in deposits as of June 30, 2026, with assets down 2.6% from a year before. Its loans were $640.6 million.
How many branches does Commercial Bank & Trust Co. have?
10 branches in Tennessee as of June 30, 2026.
Is Commercial Bank & Trust Co. profitable?
Yes: it earned $6.88 million from January 1 to June 30, 2026 (up 23.8% from the same months a year before). Its return on assets was 1.26% a year; about 1% is typical.
Who owns Commercial Bank & Trust Co.?
Commercial Bank & Trust Co. is owned by Commercial Holding Co, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.