Centier Bank
Whiting, IN · Owner: First Bancshares Inc
$10.4B
total assets, June 30, 2026
$10.4B
total assets, June 30, 2026
Centier Bank is a state nonmember bank based in Whiting, IN, owned by First Bancshares Inc. As of June 30, 2026 it held $10.4 billion in assets and $8.8 billion in deposits; assets were up 5.9% from a year before. It has 63 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$10.4B
+5.9% in a year · +3.2% in a quarter
Deposits
$8.8B
+10.4% in a year · +5.6% in a quarter
Loans
$8.1B
+4.4% in a year · +1.3% in a quarter
Profit so far
$78.7M
Jan 1 to Jun 30, 2026 · -2.4% in a year
Capital ratio
10.74%
+0.71 pts in a year
Return on assets
1.56%
-0.10 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1500 119th St, Whiting, IN, 46394
- County
- Lake
- Holding company
- First Bancshares Inc
- Established
- Apr 21, 1895
- Employees
- 1,138
- Branches
- 63
- Website
- www.centier.com
- Id
- b12854
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
63 offices as of June 30, 2026, holding $8.8 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Indiana | 63 | $8.8B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Merrillville Branch | Merrillville, IN | $2.4B |
| Crown Point Downtown Branch | Crown Point, IN | $402M |
| Valparaiso Downtown Branch | Valparaiso, IN | $350M |
| St. John Branch | Saint John, IN | $325M |
| Chesterton Downtown Branch | Chesterton, IN | $322M |
| Highland Branch | Highland, IN | $242M |
| Lowell Branch | Lowell, IN | $235M |
| Winfield Branch | Crown Point, IN | $230M |
| Hobart Downtown Branch | Hobart, IN | $228M |
| Indianapolis Downtown Branch | Indianapolis, IN | $226M |
Related pages
Questions and answers
How big is Centier Bank?
$10.4 billion in total assets and $8.8 billion in deposits as of June 30, 2026, with assets up 5.9% from a year before. Its loans were $8.1 billion.
How many branches does Centier Bank have?
63 branches in Indiana as of June 30, 2026.
Is Centier Bank profitable?
Yes: it earned $78.7 million from January 1 to June 30, 2026 (down 2.4% from the same months a year before). Its return on assets was 1.56% a year; about 1% is typical.
Who owns Centier Bank?
Centier Bank is owned by First Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.