Century Bank and Trust
Coldwater, MI · Owner: Century Financial Corp
$494M
total assets, June 30, 2026
$494M
total assets, June 30, 2026
Century Bank and Trust is a state nonmember bank based in Coldwater, MI, owned by Century Financial Corp. As of June 30, 2026 it held $494.0 million in assets and $419.0 million in deposits; assets were up 2.7% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$494M
+2.7% in a year · -0.2% in a quarter
Deposits
$419M
+1.6% in a year · -0.2% in a quarter
Loans
$272M
+12.1% in a year · +3.9% in a quarter
Profit so far
$4.5M
Jan 1 to Jun 30, 2026 · +2.7% in a year
Capital ratio
14.59%
+0.94 pts in a year
Return on assets
1.85%
0.00 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 100 W Chicago St, Coldwater, MI, 49036
- County
- Branch
- Holding company
- Century Financial Corp
- Established
- Jan 1, 1909
- Employees
- 95
- Branches
- 10
- Website
- www.centurybankandtrust.com
- Id
- b5015
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $419.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Michigan | 10 | $419M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Century Bank And Trust (main office) | Coldwater, MI | $238M |
| Sturgis Main | Sturgis, MI | $69.1M |
| Quincy Branch | Quincy, MI | $27.4M |
| Reading Branch | Reading, MI | $25.4M |
| Three Rivers Branch | Three Rivers, MI | $19.0M |
| Bronson Branch | Bronson, MI | $17.0M |
| Nottawa Branch | Nottawa, MI | $16.4M |
| East Branch | Coldwater, MI | $4.3M |
| Sturgis West Branch | Sturgis Township, MI | $2.7M |
| Auto Bank Drive-In Branch | Coldwater, MI | $0 |
Related pages
Questions and answers
How big is Century Bank and Trust?
$494.0 million in total assets and $419.0 million in deposits as of June 30, 2026, with assets up 2.7% from a year before. Its loans were $271.9 million.
How many branches does Century Bank and Trust have?
10 branches in Michigan as of June 30, 2026.
Is Century Bank and Trust profitable?
Yes: it earned $4.53 million from January 1 to June 30, 2026 (up 2.7% from the same months a year before). Its return on assets was 1.85% a year; about 1% is typical.
Who owns Century Bank and Trust?
Century Bank and Trust is owned by Century Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.