Commercial Bank
Ithaca, MI · Owner: Commercial Natl Finl Corp
$553M
total assets, June 30, 2026
$553M
total assets, June 30, 2026
Commercial Bank is a state nonmember bank based in Ithaca, MI, owned by Commercial Natl Finl Corp. As of June 30, 2026 it held $552.7 million in assets and $475.2 million in deposits; assets were up 0.2% from a year before. It has 10 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$553M
+0.2% in a year · -2.1% in a quarter
Deposits
$475M
-3.0% in a year · -3.8% in a quarter
Loans
$367M
-4.4% in a year · +0.7% in a quarter
Profit so far
$3.6M
Jan 1 to Jun 30, 2026 · +6.9% in a year
Capital ratio
10.89%
+0.26 pts in a year
Return on assets
1.28%
+0.09 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 101 N Pine River St, Ithaca, MI, 48847
- County
- Gratiot
- Holding company
- Commercial Natl Finl Corp
- Established
- Aug 29, 1962
- Employees
- 99
- Branches
- 10
- Website
- www.commercial-bank.com
- Id
- b18584
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $475.2 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Michigan | 10 | $475M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Commercial Bank (main office) | Ithaca, MI | $157M |
| Wright Avenue Branch | Alma, MI | $68.3M |
| Mason State Branch | Mason, MI | $53.5M |
| Okemos Branch | Okemos, MI | $40.2M |
| Greenville West Branch | Greenville, MI | $39.3M |
| St. Louis Branch | Saint Louis, MI | $37.6M |
| Hastings Branch | Hastings, MI | $33.9M |
| Middleton Branch | Middleton, MI | $32.4M |
| Cedar Street Branch | Mason, MI | $7.3M |
| Grand Rapids Branch | Grand Rapids, MI | $5.2M |
Related pages
Questions and answers
How big is Commercial Bank?
$552.7 million in total assets and $475.2 million in deposits as of June 30, 2026, with assets up 0.2% from a year before. Its loans were $367.0 million.
How many branches does Commercial Bank have?
10 branches in Michigan as of June 30, 2026.
Is Commercial Bank profitable?
Yes: it earned $3.56 million from January 1 to June 30, 2026 (up 6.9% from the same months a year before). Its return on assets was 1.28% a year; about 1% is typical.
Who owns Commercial Bank?
Commercial Bank is owned by Commercial Natl Finl Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.