Citizens Bank of Las Cruces
Las Cruces, NM · Owner: Amador Bancshares Inc
$1.2B
total assets, June 30, 2026
$1.2B
total assets, June 30, 2026
Citizens Bank of Las Cruces is a state nonmember bank based in Las Cruces, NM, owned by Amador Bancshares Inc. As of June 30, 2026 it held $1.2 billion in assets and $1.0 billion in deposits; assets were up 6.3% from a year before. It has 9 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.2B
+6.3% in a year · +0.7% in a quarter
Deposits
$1.0B
+5.9% in a year · +1.7% in a quarter
Loans
$867M
+21.8% in a year · +2.3% in a quarter
Profit so far
$13.1M
Jan 1 to Jun 30, 2026 · +15.2% in a year
Capital ratio
10.42%
-0.38 pts in a year
Return on assets
2.25%
+0.13 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 505 S Main St, Las Cruces, NM, 88001
- County
- Dona Ana
- Holding company
- Amador Bancshares Inc
- Established
- Apr 6, 1970
- Employees
- 132
- Branches
- 9 in 2 states
- Website
- www.citizenslc.com
- Id
- b20161
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
9 offices as of June 30, 2026, holding $1.0 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New Mexico | 8 | $1.0B | 96.8% |
| Texas | 1 | $33.2M | 3.2% |
| Largest branches | Place | Deposits |
|---|---|---|
| Citizens Bank Of Las Cruces (main office) | Las Cruces, NM | $681M |
| Truth Or Consequences Branch | Truth Or Consequences, NM | $82.2M |
| Roadrunner Branch | Las Cruces, NM | $75.0M |
| Picacho Branch | Las Cruces, NM | $69.9M |
| Country Club Branch | Las Cruces, NM | $42.8M |
| El Paso Branch | El Paso, TX | $33.2M |
| University Branch | Las Cruces, NM | $32.8M |
| Sonoma Ranch Branch | Las Cruces, NM | $17.2M |
| Albuquerque Jefferson Branch | Albuquerque, NM | $15.8M |
Related pages
Questions and answers
How big is Citizens Bank of Las Cruces?
$1.2 billion in total assets and $1.0 billion in deposits as of June 30, 2026, with assets up 6.3% from a year before. Its loans were $867.4 million.
How many branches does Citizens Bank of Las Cruces have?
9 branches in 2 states as of June 30, 2026. The most deposits are in New Mexico ($1.0 billion).
Is Citizens Bank of Las Cruces profitable?
Yes: it earned $13.1 million from January 1 to June 30, 2026 (up 15.2% from the same months a year before). Its return on assets was 2.25% a year; about 1% is typical.
Who owns Citizens Bank of Las Cruces?
Citizens Bank of Las Cruces is owned by Amador Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.