The Citizens Bank
Farmington, NM · Owner: Citizens BK Employee STK Ownership & Retirement SVG Plan
$804M
total assets, June 30, 2026
$804M
total assets, June 30, 2026
The Citizens Bank is a state nonmember bank based in Farmington, NM, owned by Citizens BK Employee STK Ownership & Retirement SVG Plan. As of June 30, 2026 it held $804.3 million in assets and $697.5 million in deposits; assets were up 3.4% from a year before. It has 6 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$804M
+3.4% in a year · +1.2% in a quarter
Deposits
$697M
+1.7% in a year · +0.6% in a quarter
Loans
$315M
+1.7% in a year · +0.5% in a quarter
Profit so far
$8.1M
Jan 1 to Jun 30, 2026 · +0.1% in a year
Capital ratio
9.11%
-0.08 pts in a year
Return on assets
2.06%
-0.02 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 500 W Broadway, Farmington, NM, 87401
- County
- San Juan
- Holding company
- Citizens BK Employee STK Ownership & Retirement SVG Plan
- Established
- Jan 1, 1905
- Employees
- 103
- Branches
- 6
- Website
- www.cbnm.com
- Id
- b1164
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
6 offices as of June 30, 2026, holding $697.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| New Mexico | 6 | $697M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The Citizens Bank (main office) | Farmington, NM | $354M |
| Bloomfield Branch | Bloomfield, NM | $96.1M |
| Aztec Branch | Aztec, NM | $89.5M |
| San Juan Branch | Farmington, NM | $70.3M |
| Animas Valley Branch | Farmington, NM | $46.3M |
| Smith'S Store Branch | Farmington, NM | $41.0M |
Related pages
Questions and answers
How big is The Citizens Bank?
$804.3 million in total assets and $697.5 million in deposits as of June 30, 2026, with assets up 3.4% from a year before. Its loans were $314.5 million.
How many branches does The Citizens Bank have?
6 branches in New Mexico as of June 30, 2026.
Is The Citizens Bank profitable?
Yes: it earned $8.15 million from January 1 to June 30, 2026 (up 0.1% from the same months a year before). Its return on assets was 2.06% a year; about 1% is typical.
Who owns The Citizens Bank?
The Citizens Bank is owned by Citizens BK Employee STK Ownership & Retirement SVG Plan, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.