Citizens National Bank
Sevierville, TN · Owner: CNB Bancshares Inc
$2.0B
total assets, June 30, 2026
$2.0B
total assets, June 30, 2026
Citizens National Bank is a national bank based in Sevierville, TN, owned by CNB Bancshares Inc. As of June 30, 2026 it held $2.0 billion in assets and $1.7 billion in deposits; assets were up 3.4% from a year before. It has 21 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.0B
+3.4% in a year · -0.1% in a quarter
Deposits
$1.7B
+2.4% in a year · -0.4% in a quarter
Loans
$1.3B
+4.3% in a year · -0.1% in a quarter
Profit so far
$19.6M
Jan 1 to Jun 30, 2026 · +23.1% in a year
Capital ratio
11.17%
+0.64 pts in a year
Return on assets
2.00%
+0.33 pts in a year
Facts
- Type
- National bank
- Head office
- 200 Forks Of The River Pkwy, Sevierville, TN, 37862
- County
- Sevier
- Holding company
- CNB Bancshares Inc
- Established
- Feb 5, 1973
- Employees
- 189
- Branches
- 21
- Website
- www.cnbtn.com
- Id
- b20954
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
21 offices as of June 30, 2026, holding $1.7 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Tennessee | 21 | $1.7B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Citizens National Bank (main office) | Sevierville, TN | $609M |
| Pigeon Forge Branch | Pigeon Forge, TN | $220M |
| Kodak Branch | Kodak, TN | $152M |
| Dolly Parton Parkway Branch | Sevierville, TN | $122M |
| Seymour Office Branch | Seymour, TN | $94.9M |
| Dandridge Branch | Dandridge, TN | $69.6M |
| Gatlinburg Branch | Gatlinburg, TN | $63.0M |
| Merchants Greene Branch | Morristown, TN | $47.8M |
| Newport Hwy At 416 Branch | Sevierville, TN | $45.8M |
| Strawberry Plains Branch | Knoxville, TN | $41.1M |
Related pages
Questions and answers
How big is Citizens National Bank?
$2.0 billion in total assets and $1.7 billion in deposits as of June 30, 2026, with assets up 3.4% from a year before. Its loans were $1.3 billion.
How many branches does Citizens National Bank have?
21 branches in Tennessee as of June 30, 2026.
Is Citizens National Bank profitable?
Yes: it earned $19.6 million from January 1 to June 30, 2026 (up 23.1% from the same months a year before). Its return on assets was 2.00% a year; about 1% is typical.
Who owns Citizens National Bank?
Citizens National Bank is owned by CNB Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.