Wellworth Bank
Lafayette, TN · Owner: Citizens Bancorp Investment, Inc.
$1.8B
total assets, June 30, 2026
$1.8B
total assets, June 30, 2026
Wellworth Bank is a state nonmember bank based in Lafayette, TN, owned by Citizens Bancorp Investment, Inc. (CBTN). As of June 30, 2026 it held $1.8 billion in assets and $1.5 billion in deposits; assets were up 7.3% from a year before. It has 20 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$1.8B
+7.3% in a year · +3.5% in a quarter
Deposits
$1.5B
+8.1% in a year · +2.3% in a quarter
Loans
$1.3B
+5.7% in a year · +2.1% in a quarter
Profit so far
$11.7M
Jan 1 to Jun 30, 2026 · +17.8% in a year
Capital ratio
9.92%
+0.25 pts in a year
Return on assets
1.30%
+0.13 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 400 Highway 52 Byp W, Lafayette, TN, 37083
- County
- Macon
- Holding company
- Citizens Bancorp Investment, Inc. (CBTN)
- Established
- Jul 1, 1909
- Employees
- 258
- Branches
- 20
- Website
- www.wellworth.bank
- Id
- b1711
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
20 offices as of June 30, 2026, holding $1.5 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Tennessee | 20 | $1.5B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Wellworth Bank (main office) | Lafayette, TN | $221M |
| Traders Tullahoma Branch | Tullahoma, TN | $170M |
| Neal Street Branch | Cookeville, TN | $140M |
| Am Bk & Tr Cumberlands Branch | Livingston, TN | $126M |
| Smithville Branch | Smithville, TN | $116M |
| Gainesboro Branch | Gainesboro, TN | $108M |
| West Locust Branch | Lafayette, TN | $87.9M |
| East Lake Avenue Branch | Celina, TN | $87.6M |
| Traders National Bank Branch | Shelbyville, TN | $66.7M |
| Carthage Branch | Carthage, TN | $65.4M |
Related pages
Questions and answers
How big is Wellworth Bank?
$1.8 billion in total assets and $1.5 billion in deposits as of June 30, 2026, with assets up 7.3% from a year before. Its loans were $1.3 billion.
How many branches does Wellworth Bank have?
20 branches in Tennessee as of June 30, 2026.
Is Wellworth Bank profitable?
Yes: it earned $11.7 million from January 1 to June 30, 2026 (up 17.8% from the same months a year before). Its return on assets was 1.30% a year; about 1% is typical.
Who owns Wellworth Bank?
Wellworth Bank is owned by Citizens Bancorp Investment, Inc., its holding company, which is listed as CBTN.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.