Commercial Bank & Trust Company
Monticello, AR · Owner: Drew Bancshares Inc
$364M
total assets, June 30, 2026
$364M
total assets, June 30, 2026
Commercial Bank & Trust Company is a state member bank based in Monticello, AR, owned by Drew Bancshares Inc. As of June 30, 2026 it held $364.0 million in assets and $336.0 million in deposits; assets were down 0.6% from a year before. It has 8 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$364M
-0.6% in a year · -2.4% in a quarter
Deposits
$336M
+0.0% in a year · -2.5% in a quarter
Loans
$249M
+4.0% in a year · -1.0% in a quarter
Profit so far
$1.3M
Jan 1 to Jun 30, 2026 · +5.5% in a year
Capital ratio
11.30%
+0.30 pts in a year
Return on assets
0.69%
+0.03 pts in a year
Facts
- Type
- State member bank
- Head office
- 212 W Gaines St, Monticello, AR, 71655
- County
- Drew
- Holding company
- Drew Bancshares Inc
- Established
- Jan 1, 1913
- Employees
- 62
- Branches
- 8
- Website
- www.commercial-bank.net
- Id
- b90
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
8 offices as of June 30, 2026, holding $336.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Arkansas | 8 | $336M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Commercial Bank & Trust Company (main office) | Monticello, AR | $234M |
| First State Bank Of Warren Branch | Warren, AR | $84.2M |
| Hampton Branch | Hampton, AR | $10.0M |
| Hermitage Branch | Hermitage, AR | $7.6M |
| East Branch | Monticello, AR | $0 |
| Westgate Branch | Monticello, AR | $0 |
| Martin And Pine Branch | Warren, AR | $0 |
| North Park Branch Of Commercial Bank & Trust Company | Monticello, AR | $0 |
Related pages
Questions and answers
How big is Commercial Bank & Trust Company?
$364.0 million in total assets and $336.0 million in deposits as of June 30, 2026, with assets down 0.6% from a year before. Its loans were $249.4 million.
How many branches does Commercial Bank & Trust Company have?
8 branches in Arkansas as of June 30, 2026.
Is Commercial Bank & Trust Company profitable?
Yes: it earned $1.28 million from January 1 to June 30, 2026 (up 5.5% from the same months a year before). Its return on assets was 0.69% a year; about 1% is typical.
Who owns Commercial Bank & Trust Company?
Commercial Bank & Trust Company is owned by Drew Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.