Union Bank & Trust Company
Monticello, AR · Owner: First Union Financial Corp
$356M
total assets, June 30, 2026
$356M
total assets, June 30, 2026
Union Bank & Trust Company is a state member bank based in Monticello, AR, owned by First Union Financial Corp. As of June 30, 2026 it held $355.8 million in assets and $320.8 million in deposits; assets were up 9.7% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$356M
+9.7% in a year · +8.0% in a quarter
Deposits
$321M
+9.3% in a year · +8.7% in a quarter
Loans
$280M
+9.3% in a year · +5.3% in a quarter
Profit so far
$2.7M
Jan 1 to Jun 30, 2026 · +10.8% in a year
Capital ratio
10.19%
-0.22 pts in a year
Return on assets
1.57%
+0.05 pts in a year
Facts
- Type
- State member bank
- Head office
- 102 W Mccloy St, Monticello, AR, 71655
- County
- Drew
- Holding company
- First Union Financial Corp
- Established
- Apr 1, 1887
- Employees
- 58
- Branches
- 5
- Website
- www.unionbnk.com
- Id
- b1753
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $320.8 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Arkansas | 5 | $321M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Union Bank & Trust Company (main office) | Monticello, AR | $273M |
| Warren Branch | Warren, AR | $47.4M |
| University Branch | Monticello, AR | $0 |
| Express Branch | Monticello, AR | $0 |
| Warren Express Branch | Warren, AR | $0 |
Related pages
Questions and answers
How big is Union Bank & Trust Company?
$355.8 million in total assets and $320.8 million in deposits as of June 30, 2026, with assets up 9.7% from a year before. Its loans were $280.3 million.
How many branches does Union Bank & Trust Company have?
5 branches in Arkansas as of June 30, 2026.
Is Union Bank & Trust Company profitable?
Yes: it earned $2.69 million from January 1 to June 30, 2026 (up 10.8% from the same months a year before). Its return on assets was 1.57% a year; about 1% is typical.
Who owns Union Bank & Trust Company?
Union Bank & Trust Company is owned by First Union Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.