Community Bank of Mississippi
Flowood, MS · Owner: Community Bancshares MS Employee STK Ownership Plan
$5.1B
total assets, June 30, 2026
$5.1B
total assets, June 30, 2026
Community Bank of Mississippi is a state nonmember bank based in Flowood, MS, owned by Community Bancshares MS Employee STK Ownership Plan. As of June 30, 2026 it held $5.1 billion in assets and $4.6 billion in deposits; assets were up 6.5% from a year before. It has 56 branches in 4 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$5.1B
+6.5% in a year · -0.7% in a quarter
Deposits
$4.6B
+6.2% in a year · -0.8% in a quarter
Loans
$3.5B
+8.9% in a year · +3.1% in a quarter
Profit so far
$28.1M
Jan 1 to Jun 30, 2026 · +51.0% in a year
Capital ratio
8.32%
+0.07 pts in a year
Return on assets
1.11%
+0.32 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 1905 Community Bank Way, Flowood, MS, 39232
- County
- Rankin
- Holding company
- Community Bancshares MS Employee STK Ownership Plan
- Established
- Aug 14, 1905
- Employees
- 870
- Branches
- 56 in 4 states
- Website
- www.communitybank.net
- Id
- b8879
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
56 offices as of June 30, 2026, holding $4.6 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Mississippi | 42 | $3.7B | 79.9% |
| Florida | 6 | $466M | 10.1% |
| Alabama | 7 | $440M | 9.5% |
| Tennessee | 1 | $23.8M | 0.5% |
| Largest branches | Place | Deposits |
|---|---|---|
| Community Bank Of Mississippi (main office) | Flowood, MS | $402M |
| Crossgates Branch | Brandon, MS | $288M |
| Laurel Branch | Laurel, MS | $276M |
| Forest Branch | Forest, MS | $256M |
| Community Bank Meridian Main Office | Meridian, MS | $220M |
| Miramar Beach Branch | Miramar Beach, FL | $206M |
| Hardy Street Branch | Hattiesburg, MS | $177M |
| Community Bank,North Mississippi Branch | Amory, MS | $169M |
| Community Bank Coast Branch | Biloxi, MS | $154M |
| Ocean Springs Branch | Ocean Springs, MS | $139M |
Related pages
Questions and answers
How big is Community Bank of Mississippi?
$5.1 billion in total assets and $4.6 billion in deposits as of June 30, 2026, with assets up 6.5% from a year before. Its loans were $3.5 billion.
How many branches does Community Bank of Mississippi have?
56 branches in 4 states as of June 30, 2026. The most deposits are in Mississippi ($3.7 billion).
Is Community Bank of Mississippi profitable?
Yes: it earned $28.1 million from January 1 to June 30, 2026 (up 51.0% from the same months a year before). Its return on assets was 1.11% a year; about 1% is typical.
Who owns Community Bank of Mississippi?
Community Bank of Mississippi is owned by Community Bancshares MS Employee STK Ownership Plan, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.