Guaranty Bank and Trust Company
Belzoni, MS · Owner: Guaranty Capital Corp
$3.1B
total assets, June 30, 2026
$3.1B
total assets, June 30, 2026
Guaranty Bank and Trust Company is a state nonmember bank based in Belzoni, MS, owned by Guaranty Capital Corp. As of June 30, 2026 it held $3.1 billion in assets and $2.6 billion in deposits; assets were up 7.7% from a year before. It has 39 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$3.1B
+7.7% in a year · +1.9% in a quarter
Deposits
$2.6B
+11.8% in a year · -0.1% in a quarter
Loans
$2.2B
+9.1% in a year · +4.9% in a quarter
Profit so far
$16.6M
Jan 1 to Jun 30, 2026 · +3.3% in a year
Capital ratio
10.42%
+0.27 pts in a year
Return on assets
1.11%
-0.01 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 210 N Hayden St, Belzoni, MS, 39038
- County
- Humphreys
- Holding company
- Guaranty Capital Corp
- Established
- May 17, 1943
- Employees
- 486
- Branches
- 39 in 2 states
- Website
- www.gbtonline.com
- Id
- b15953
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
39 offices as of June 30, 2026, holding $2.6 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Mississippi | 36 | $2.4B | 91.7% |
| Tennessee | 3 | $220M | 8.3% |
| Largest branches | Place | Deposits |
|---|---|---|
| Guaranty Bank And Trust Company (main office) | Belzoni, MS | $342M |
| East Memphis Branch | Memphis, TN | $159M |
| Greenville Main Branch | Greenville, MS | $152M |
| Starkville Branch | Starkville, MS | $144M |
| University Branch | Oxford, MS | $139M |
| Grenada Branch | Grenada, MS | $137M |
| Batesville Branch | Batesville, MS | $135M |
| Mcingvale Road Branch | Hernando, MS | $131M |
| Hollandale Branch | Hollandale, MS | $122M |
| Greenville South Shop. Ctr. Branch | Greenville, MS | $121M |
Related pages
Questions and answers
How big is Guaranty Bank and Trust Company?
$3.1 billion in total assets and $2.6 billion in deposits as of June 30, 2026, with assets up 7.7% from a year before. Its loans were $2.2 billion.
How many branches does Guaranty Bank and Trust Company have?
39 branches in 2 states as of June 30, 2026. The most deposits are in Mississippi ($2.4 billion).
Is Guaranty Bank and Trust Company profitable?
Yes: it earned $16.6 million from January 1 to June 30, 2026 (up 3.3% from the same months a year before). Its return on assets was 1.11% a year; about 1% is typical.
Who owns Guaranty Bank and Trust Company?
Guaranty Bank and Trust Company is owned by Guaranty Capital Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.