Community First Bank of the Heartland
Mount Vernon, IL · Owner: Cedar Bcorp Inc
$267M
total assets, June 30, 2026
$267M
total assets, June 30, 2026
Community First Bank of the Heartland is a state member bank based in Mount Vernon, IL, owned by Cedar Bcorp Inc. As of June 30, 2026 it held $266.8 million in assets and $237.9 million in deposits; assets were up 2.7% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$267M
+2.7% in a year · -1.2% in a quarter
Deposits
$238M
+2.3% in a year · -1.7% in a quarter
Loans
$192M
-4.1% in a year · -1.6% in a quarter
Profit so far
$3.0M
Jan 1 to Jun 30, 2026 · +5.9% in a year
Capital ratio
10.14%
+0.30 pts in a year
Return on assets
2.22%
+0.12 pts in a year
Facts
- Type
- State member bank
- Head office
- 117 N 10th St, Mount Vernon, IL, 62864
- County
- Jefferson
- Holding company
- Cedar Bcorp Inc
- Established
- Nov 5, 1906
- Employees
- 40
- Branches
- 4
- Website
- www.cfbh.bank
- Id
- b3846
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $237.9 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Illinois | 4 | $238M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Community First Bank Of The Heartland (main office) | Mount Vernon, IL | $162M |
| Mount Vernon West Branch | Mount Vernon, IL | $44.1M |
| Dix Branch | Dix, IL | $21.1M |
| Woodlawn Facility | Woodlawn, IL | $11.1M |
Related pages
Questions and answers
How big is Community First Bank of the Heartland?
$266.8 million in total assets and $237.9 million in deposits as of June 30, 2026, with assets up 2.7% from a year before. Its loans were $192.4 million.
How many branches does Community First Bank of the Heartland have?
4 branches in Illinois as of June 30, 2026.
Is Community First Bank of the Heartland profitable?
Yes: it earned $2.97 million from January 1 to June 30, 2026 (up 5.9% from the same months a year before). Its return on assets was 2.22% a year; about 1% is typical.
Who owns Community First Bank of the Heartland?
Community First Bank of the Heartland is owned by Cedar Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.