North Shore Trust and Savings
Waukegan, IL · Owner: Nsts Bancorp, Inc.
$270M
total assets, June 30, 2026
$270M
total assets, June 30, 2026
North Shore Trust and Savings is a savings bank based in Waukegan, IL, owned by Nsts Bancorp, Inc. (NSTS). As of June 30, 2026 it held $270.3 million in assets and $201.3 million in deposits; assets were down 2.2% from a year before. It has 3 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$270M
-2.2% in a year · -0.1% in a quarter
Deposits
$201M
-4.8% in a year · -0.8% in a quarter
Loans
$129M
-6.8% in a year · -1.2% in a quarter
Profit so far
$1.2M
Jan 1 to Jun 30, 2026 · +3696.9% in a year
Capital ratio
25.24%
+2.04 pts in a year
Return on assets
0.90%
+0.88 pts in a year
Facts
- Type
- Savings bank
- Head office
- 700 S Lewis Ave, Waukegan, IL, 60085
- County
- Lake
- Holding company
- Nsts Bancorp, Inc. (NSTS)
- Established
- Jan 1, 1921
- Employees
- 36
- Branches
- 3
- Website
- www.northshoretrust.com
- Id
- b27683
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
3 offices as of June 30, 2026, holding $201.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Illinois | 3 | $201M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| North Shore Trust And Savings (main office) | Waukegan, IL | $121M |
| Waukegan Branch | Waukegan, IL | $50.9M |
| Sand Lake Branch | Lindenhurst, IL | $29.6M |
Related pages
Questions and answers
How big is North Shore Trust and Savings?
$270.3 million in total assets and $201.3 million in deposits as of June 30, 2026, with assets down 2.2% from a year before. Its loans were $129.0 million.
How many branches does North Shore Trust and Savings have?
3 branches in Illinois as of June 30, 2026.
Is North Shore Trust and Savings profitable?
Yes: it earned $1.22 million from January 1 to June 30, 2026 (up 3696.9% from the same months a year before). Its return on assets was 0.90% a year; about 1% is typical.
Who owns North Shore Trust and Savings?
North Shore Trust and Savings is owned by Nsts Bancorp, Inc., its holding company, which is listed as NSTS.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.