Cypress Bank & Trust
Melbourne, FL · Owner: Cypress Capital Group Inc
$257M
total assets, June 30, 2026
$257M
total assets, June 30, 2026
Cypress Bank & Trust is a state nonmember bank based in Melbourne, FL, owned by Cypress Capital Group Inc. As of June 30, 2026 it held $256.8 million in assets and $219.3 million in deposits; assets were up 34.0% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$257M
+34.0% in a year · +16.2% in a quarter
Deposits
$219M
+38.2% in a year · +18.4% in a quarter
Loans
$170M
+36.9% in a year · +5.5% in a quarter
Profit so far
$1.4M
Jan 1 to Jun 30, 2026 · +224.4% in a year
Capital ratio
11.76%
-1.51 pts in a year
Return on assets
1.26%
+0.77 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 6115 N Wickham Rd, Melbourne, FL, 32940
- County
- Brevard
- Holding company
- Cypress Capital Group Inc
- Established
- Oct 23, 1996
- Employees
- 55
- Branches
- 5
- Website
- www.cypressbanktrust.com
- Id
- b35506
Quarter by quarter
September 30, 2021 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $219.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Florida | 5 | $219M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Cypress Bank & Trust (main office) | Melbourne, FL | $107M |
| Palm Beach Branch | Palm Beach, FL | $78.9M |
| Maitland Branch | Maitland, FL | $20.6M |
| Vero Beach Branch | Vero Beach, FL | $7.0M |
| Jacksonville Branch | Jacksonville, FL | $5.9M |
Related pages
Questions and answers
How big is Cypress Bank & Trust?
$256.8 million in total assets and $219.3 million in deposits as of June 30, 2026, with assets up 34.0% from a year before. Its loans were $169.9 million.
How many branches does Cypress Bank & Trust have?
5 branches in Florida as of June 30, 2026.
Is Cypress Bank & Trust profitable?
Yes: it earned $1.45 million from January 1 to June 30, 2026 (up 224.4% from the same months a year before). Its return on assets was 1.26% a year; about 1% is typical.
Who owns Cypress Bank & Trust?
Cypress Bank & Trust is owned by Cypress Capital Group Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.