Gulf Atlantic Bank
Key West, FL · Owner: Gulf Atlantic Financial Corp
$253M
total assets, June 30, 2026
$253M
total assets, June 30, 2026
Gulf Atlantic Bank is a state member bank based in Key West, FL, owned by Gulf Atlantic Financial Corp. As of June 30, 2026 it held $253.2 million in assets and $213.0 million in deposits; assets were up 29.4% from a year before. It has 5 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$253M
+29.4% in a year · +3.3% in a quarter
Deposits
$213M
+29.4% in a year · +3.3% in a quarter
Loans
$191M
+26.6% in a year · +0.2% in a quarter
Profit so far
$831K
Jan 1 to Jun 30, 2026 · +11.4% in a year
Capital ratio
9.38%
-0.27 pts in a year
Return on assets
0.68%
-0.14 pts in a year
Facts
- Type
- State member bank
- Head office
- 2222 N Roosevelt Blvd, Key West, FL, 33040
- County
- Monroe
- Holding company
- Gulf Atlantic Financial Corp
- Established
- Apr 13, 2020
- Employees
- 45
- Branches
- 5
- Website
- www.gulfatlanticbank.com
- Id
- b59181
Quarter by quarter
June 30, 2020 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
5 offices as of June 30, 2026, holding $213.0 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Florida | 5 | $213M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Gab 17Th Street Branch | Ocala, FL | $69.1M |
| Ocala Branch | Ocala, FL | $63.1M |
| Gulf Atlantic Bank (main office) | Key West, FL | $44.9M |
| Gab Lake Placid Branch | Lake Placid, FL | $23.5M |
| Gab Plant City Branch | Plant City, FL | $12.4M |
Related pages
Questions and answers
How big is Gulf Atlantic Bank?
$253.2 million in total assets and $213.0 million in deposits as of June 30, 2026, with assets up 29.4% from a year before. Its loans were $191.4 million.
How many branches does Gulf Atlantic Bank have?
5 branches in Florida as of June 30, 2026.
Is Gulf Atlantic Bank profitable?
Yes: it earned $831,000 from January 1 to June 30, 2026 (up 11.4% from the same months a year before). Its return on assets was 0.68% a year; about 1% is typical.
Who owns Gulf Atlantic Bank?
Gulf Atlantic Bank is owned by Gulf Atlantic Financial Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.