Exchange Bank & Trust
Atchison, KS · Owner: Exchange Bankshares Corp of KS
$627M
total assets, June 30, 2026
$627M
total assets, June 30, 2026
Exchange Bank & Trust is a state nonmember bank based in Atchison, KS, owned by Exchange Bankshares Corp of KS. As of June 30, 2026 it held $626.8 million in assets and $539.7 million in deposits; assets were up 5.3% from a year before. It has 10 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$627M
+5.3% in a year · -0.1% in a quarter
Deposits
$540M
+4.5% in a year · -0.5% in a quarter
Loans
$366M
-6.5% in a year · -0.1% in a quarter
Profit so far
$5.3M
Jan 1 to Jun 30, 2026 · +9.9% in a year
Capital ratio
12.97%
+0.85 pts in a year
Return on assets
1.70%
+0.07 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 600 Commercial St, Atchison, KS, 66002
- County
- Atchison
- Holding company
- Exchange Bankshares Corp of KS
- Established
- Jan 1, 1856
- Employees
- 85
- Branches
- 10 in 2 states
- Website
- www.ebt.bank
- Id
- b4619
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
10 offices as of June 30, 2026, holding $539.7 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Exchange Bank & Trust (main office) | Atchison, KS | $286M |
| 630 Delaware Branch | Leavenworth, KS | $78.6M |
| Lansing Branch - Towne Centre Branch | Lansing, KS | $34.3M |
| Easton Branch | Easton, KS | $34.1M |
| Rushville State Bank Branch | Rushville, MO | $31.2M |
| Effingham Branch | Effingham, KS | $29.4M |
| Troy State Branch | Troy, KS | $26.5M |
| Platte City Branch | Platte City, MO | $19.9M |
| Exchange Kansas Avenue Motor Branch | Atchison, KS | $0 |
| Drive-In Branch | Leavenworth, KS | $0 |
Related pages
Questions and answers
How big is Exchange Bank & Trust?
$626.8 million in total assets and $539.7 million in deposits as of June 30, 2026, with assets up 5.3% from a year before. Its loans were $365.6 million.
How many branches does Exchange Bank & Trust have?
10 branches in 2 states as of June 30, 2026. The most deposits are in Kansas ($488.6 million).
Is Exchange Bank & Trust profitable?
Yes: it earned $5.33 million from January 1 to June 30, 2026 (up 9.9% from the same months a year before). Its return on assets was 1.70% a year; about 1% is typical.
Who owns Exchange Bank & Trust?
Exchange Bank & Trust is owned by Exchange Bankshares Corp of KS, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.