The Bank
Oberlin, KS · Owner: Decatur Investment Inc
$617M
total assets, June 30, 2026
$617M
total assets, June 30, 2026
The Bank is a state nonmember bank based in Oberlin, KS, owned by Decatur Investment Inc. As of June 30, 2026 it held $617.3 million in assets and $540.5 million in deposits; assets were up 6.8% from a year before. It has 14 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$617M
+6.8% in a year · -0.4% in a quarter
Deposits
$541M
+6.6% in a year · -1.1% in a quarter
Loans
$378M
+3.4% in a year · +3.9% in a quarter
Profit so far
$7.7M
Jan 1 to Jun 30, 2026 · +16.8% in a year
Capital ratio
11.46%
+0.65 pts in a year
Return on assets
2.50%
+0.11 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 205 S Penn Ave, Oberlin, KS, 67749
- County
- Decatur
- Holding company
- Decatur Investment Inc
- Established
- Nov 21, 1985
- Employees
- 75
- Branches
- 14
- Website
- www.thebankks.com
- Id
- b26522
Quarter by quarter
December 31, 1985 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
14 offices as of June 30, 2026, holding $540.5 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Kansas | 14 | $541M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Bankwest Of Kansas Branch | Goodland, KS | $92.5M |
| Atwood Branch | Atwood, KS | $59.1M |
| Quinter Branch | Quinter, KS | $56.8M |
| Colby Branch | Colby, KS | $55.6M |
| The Bank (main office) | Oberlin, KS | $52.6M |
| Norton Branch | Norton, KS | $34.0M |
| Bird City Branch | Bird City, KS | $31.8M |
| Winona Branch | Winona, KS | $30.6M |
| Oakley Branch | Oakley, KS | $27.0M |
| St Francis Branch | St. Francis, KS | $25.2M |
Related pages
Questions and answers
How big is The Bank?
$617.3 million in total assets and $540.5 million in deposits as of June 30, 2026, with assets up 6.8% from a year before. Its loans were $377.6 million.
How many branches does The Bank have?
14 branches in Kansas as of June 30, 2026.
Is The Bank profitable?
Yes: it earned $7.73 million from January 1 to June 30, 2026 (up 16.8% from the same months a year before). Its return on assets was 2.50% a year; about 1% is typical.
Who owns The Bank?
The Bank is owned by Decatur Investment Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.