Extraco Banks, National Association
Temple, TX · Owner: Extraco Corp
$2.6B
total assets, June 30, 2026
$2.6B
total assets, June 30, 2026
Extraco Banks, National Association is a national bank based in Temple, TX, owned by Extraco Corp. As of June 30, 2026 it held $2.6 billion in assets and $2.1 billion in deposits; assets were up 4.0% from a year before. It has 16 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$2.6B
+4.0% in a year · +3.2% in a quarter
Deposits
$2.1B
+4.8% in a year · +3.2% in a quarter
Loans
$1.3B
+1.1% in a year · +1.0% in a quarter
Profit so far
$9.8M
Jan 1 to Jun 30, 2026 · -1.2% in a year
Capital ratio
8.67%
+0.46 pts in a year
Return on assets
0.78%
-0.03 pts in a year
Facts
- Type
- National bank
- Head office
- 3615 S 31st St, Temple, TX, 76502
- County
- Bell
- Holding company
- Extraco Corp
- Established
- Sep 20, 1933
- Employees
- 310
- Branches
- 16
- Website
- www.extracobanks.com
- Id
- b5551
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
16 offices as of June 30, 2026, holding $2.1 billion in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Texas | 16 | $2.1B | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| WacoNorth Valley Mills Branch | Waco, TX | $587M |
| Extraco Banks, National Association (main office) | Temple, TX | $527M |
| College Station Branch | College Station, TX | $186M |
| Harker Heights Branch | Harker Heights, TX | $150M |
| Gatesville Branch | Gatesville, TX | $131M |
| Belton Branch | Belton, TX | $109M |
| DT Temple Branch | Temple, TX | $98.9M |
| Killeen Branch | Killeen, TX | $70.9M |
| Midway Branch | Waco, TX | $68.4M |
| Bryan Branch | Bryan, TX | $58.3M |
Related pages
Questions and answers
How big is Extraco Banks, National Association?
$2.6 billion in total assets and $2.1 billion in deposits as of June 30, 2026, with assets up 4.0% from a year before. Its loans were $1.3 billion.
How many branches does Extraco Banks, National Association have?
16 branches in Texas as of June 30, 2026.
Is Extraco Banks, National Association profitable?
Yes: it earned $9.85 million from January 1 to June 30, 2026 (down 1.2% from the same months a year before). Its return on assets was 0.78% a year; about 1% is typical.
Who owns Extraco Banks, National Association?
Extraco Banks, National Association is owned by Extraco Corp, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.