First Federal Savings Bank of Lincolnton
Lincolnton, NC
$486M
total assets, June 30, 2026
$486M
total assets, June 30, 2026
First Federal Savings Bank of Lincolnton is a savings bank based in Lincolnton, NC. As of June 30, 2026 it held $485.8 million in assets and $390.3 million in deposits; assets were down 0.0% from a year before. It has 4 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$486M
-0.0% in a year · +1.5% in a quarter
Deposits
$390M
-1.1% in a year · +1.7% in a quarter
Loans
$354M
+1.3% in a year · +1.3% in a quarter
Profit so far
$1.3M
Jan 1 to Jun 30, 2026 · -20.3% in a year
Capital ratio
17.61%
+0.38 pts in a year
Return on assets
0.53%
-0.14 pts in a year
Facts
- Type
- Savings bank
- Head office
- 320 E Main St, Lincolnton, NC, 28092
- County
- Lincoln
- Established
- Jan 1, 1940
- Employees
- 47
- Branches
- 4
- Website
- www.ffsb-nc.com
- Id
- b30315
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
4 offices as of June 30, 2026, holding $390.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| North Carolina | 4 | $390M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First Federal Savings Bank Of Lincolnton (main office) | Lincolnton, NC | $171M |
| Denver Branch | Denver, NC | $101M |
| Boger City Branch | Lincolnton, NC | $77.0M |
| West Lincoln Branch | Vale, NC | $41.5M |
Related pages
Questions and answers
How big is First Federal Savings Bank of Lincolnton?
$485.8 million in total assets and $390.3 million in deposits as of June 30, 2026, with assets down 0.0% from a year before. Its loans were $354.0 million.
How many branches does First Federal Savings Bank of Lincolnton have?
4 branches in North Carolina as of June 30, 2026.
Is First Federal Savings Bank of Lincolnton profitable?
Yes: it earned $1.28 million from January 1 to June 30, 2026 (down 20.3% from the same months a year before). Its return on assets was 0.53% a year; about 1% is typical.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.