$583M
total assets, June 30, 2026
Lumbee Guaranty Bank is a state nonmember bank based in Pembroke, NC, owned by Lumbee Guaranty Bank (LUMB). As of June 30, 2026 it held $583.5 million in assets and $490.4 million in deposits; assets were up 11.6% from a year before. It has 14 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$583M
+11.6% in a year · +4.3% in a quarter
Deposits
$490M
+5.1% in a year · -0.8% in a quarter
Loans
$242M
+8.1% in a year · +3.4% in a quarter
Profit so far
$2.4M
Jan 1 to Jun 30, 2026 · +22.8% in a year
Capital ratio
10.71%
-0.77 pts in a year
Return on assets
0.83%
+0.09 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 403 E 3rd St, Pembroke, NC, 28372
- County
- Robeson
- Holding company
- Lumbee Guaranty Bank (LUMB)
- Established
- Dec 22, 1971
- Employees
- 92
- Branches
- 14
- Website
- www.lumbeeguarantybank.com
- Id
- b20568
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
14 offices as of June 30, 2026, holding $490.4 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| North Carolina | 14 | $490M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| Lumbee Guaranty Bank (main office) | Pembroke, NC | $217M |
| Fayetteville Road Branch | Lumberton,, NC | $64.6M |
| Downtown Branch | Lumberton, NC | $43.5M |
| Red Springs Branch | Red Springs, NC | $31.3M |
| Fairmont Branch | Fairmont, NC | $24.7M |
| Village Drive Branch | Fayetteville, NC | $19.2M |
| Maxton Branch | Maxton, NC | $18.8M |
| Rowland Branch | Rowland, NC | $13.5M |
| St. Pauls Branch | Saint Pauls, NC | $13.5M |
| Lake Rim Branch | Fayetteville, NC | $12.9M |
Related pages
Questions and answers
How big is Lumbee Guaranty Bank?
$583.5 million in total assets and $490.4 million in deposits as of June 30, 2026, with assets up 11.6% from a year before. Its loans were $242.0 million.
How many branches does Lumbee Guaranty Bank have?
14 branches in North Carolina as of June 30, 2026.
Is Lumbee Guaranty Bank profitable?
Yes: it earned $2.36 million from January 1 to June 30, 2026 (up 22.8% from the same months a year before). Its return on assets was 0.83% a year; about 1% is typical.
Who owns Lumbee Guaranty Bank?
Lumbee Guaranty Bank is owned by Lumbee Guaranty Bank, its holding company, which is listed as LUMB.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.