First National Bank & Trust Co.
Iron Mountain, MI · Owner: FNB Bancshares Inc
$386M
total assets, June 30, 2026
$386M
total assets, June 30, 2026
First National Bank & Trust Co. is a national bank based in Iron Mountain, MI, owned by FNB Bancshares Inc. As of June 30, 2026 it held $386.4 million in assets and $337.6 million in deposits; assets were down 2.8% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$386M
-2.8% in a year · -6.6% in a quarter
Deposits
$338M
-1.4% in a year · -5.2% in a quarter
Loans
$222M
+7.9% in a year · +5.4% in a quarter
Profit so far
$1.7M
Jan 1 to Jun 30, 2026 · +42.8% in a year
Capital ratio
9.48%
+0.59 pts in a year
Return on assets
0.84%
+0.25 pts in a year
Facts
- Type
- National bank
- Head office
- 233 S Stephenson Ave, Iron Mountain, MI, 49801
- County
- Dickinson
- Holding company
- FNB Bancshares Inc
- Established
- Jan 1, 1887
- Employees
- 67
- Branches
- 7
- Website
- www.fnbimk.com
- Id
- b5062
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $337.6 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Michigan | 7 | $338M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| First National Bank & Trust Co. (main office) | Iron Mountain, MI | $224M |
| Kingsford Branch | Kingsford, MI | $42.2M |
| Iron River Branch | Iron River, MI | $31.7M |
| North Menomine Branch | Menominee, MI | $22.2M |
| South Branch | Iron Mountain, MI | $17.6M |
| First National Trust & Wealth Management Branch | Marquette, MI | $0 |
| Marquette Trust Office | Marquette, MI | $0 |
Related pages
Questions and answers
How big is First National Bank & Trust Co.?
$386.4 million in total assets and $337.6 million in deposits as of June 30, 2026, with assets down 2.8% from a year before. Its loans were $221.7 million.
How many branches does First National Bank & Trust Co. have?
7 branches in Michigan as of June 30, 2026.
Is First National Bank & Trust Co. profitable?
Yes: it earned $1.71 million from January 1 to June 30, 2026 (up 42.8% from the same months a year before). Its return on assets was 0.84% a year; about 1% is typical.
Who owns First National Bank & Trust Co.?
First National Bank & Trust Co. is owned by FNB Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.