The First National Bank of St. Ignace
St. Ignace, MI · Owner: Mackinac National Bcorp Inc
$336M
total assets, June 30, 2026
$336M
total assets, June 30, 2026
The First National Bank of St. Ignace is a national bank based in St. Ignace, MI, owned by Mackinac National Bcorp Inc. As of June 30, 2026 it held $335.8 million in assets and $316.3 million in deposits; assets were up 4.4% from a year before. It has 7 branches.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$336M
+4.4% in a year · +0.4% in a quarter
Deposits
$316M
+3.0% in a year · +0.4% in a quarter
Loans
$112M
+7.0% in a year · +1.0% in a quarter
Profit so far
$1.1M
Jan 1 to Jun 30, 2026
Capital ratio
7.78%
+0.07 pts in a year
Return on assets
0.63%
+0.64 pts in a year
Facts
- Type
- National bank
- Head office
- 132 N State St, St. Ignace, MI, 49781
- County
- Mackinac
- Holding company
- Mackinac National Bcorp Inc
- Established
- May 17, 1888
- Employees
- 60
- Branches
- 7
- Website
- www.fnbsi.com
- Id
- b5074
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
7 offices as of June 30, 2026, holding $316.3 million in deposits
Branch map
Every branch, sized by its deposits
| State | Branches | Deposits | Share |
|---|---|---|---|
| Michigan | 7 | $316M | 100.0% |
| Largest branches | Place | Deposits |
|---|---|---|
| The First National Bank Of St. Ignace (main office) | St. Ignace, MI | $152M |
| Mackinac Island Branch | Mackinac Island, MI | $60.6M |
| Newberry Branch | Newberry, MI | $47.9M |
| Cedarville Branch | Cedarville, MI | $35.4M |
| West Mackinac Branch | Naubinway, MI | $20.4M |
| North Bay Branch | St. Ignace, MI | $0 |
| Moran Township Branch | Saint Ignace, MI | $0 |
Related pages
Questions and answers
How big is The First National Bank of St. Ignace?
$335.8 million in total assets and $316.3 million in deposits as of June 30, 2026, with assets up 4.4% from a year before. Its loans were $112.0 million.
How many branches does The First National Bank of St. Ignace have?
7 branches in Michigan as of June 30, 2026.
Is The First National Bank of St. Ignace profitable?
Yes: it earned $1.07 million from January 1 to June 30, 2026. Its return on assets was 0.63% a year; about 1% is typical.
Who owns The First National Bank of St. Ignace?
The First National Bank of St. Ignace is owned by Mackinac National Bcorp Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.