Focus Bank
Charleston, MO · Owner: Security State Bancshares Inc
$854M
total assets, June 30, 2026
$854M
total assets, June 30, 2026
Focus Bank is a state nonmember bank based in Charleston, MO, owned by Security State Bancshares Inc. As of June 30, 2026 it held $854.1 million in assets and $679.8 million in deposits; assets were down 0.1% from a year before. It has 11 branches in 2 states.
Updated Oct 11, 2026 · numbers as of June 30, 2026
Total assets
$854M
-0.1% in a year · -3.6% in a quarter
Deposits
$680M
+4.3% in a year · -2.3% in a quarter
Loans
$713M
+0.2% in a year · +0.8% in a quarter
Profit so far
$7.3M
Jan 1 to Jun 30, 2026 · +22.3% in a year
Capital ratio
12.61%
+0.38 pts in a year
Return on assets
1.67%
+0.25 pts in a year
Facts
- Type
- State nonmember bank
- Head office
- 101 South Main Street, Charleston, MO, 63834
- County
- Mississippi
- Holding company
- Security State Bancshares Inc
- Established
- Jan 1, 1930
- Employees
- 163
- Branches
- 11 in 2 states
- Website
- www.focusbank.com
- Id
- b1426
Quarter by quarter
March 31, 1984 to June 30, 2026
Assets, deposits and loans
Each quarter end, US dollars
Profit by quarter
Net income of each quarter, the last 12
Ratios
Percent. Return on assets and net interest margin are yearly rates.
Branches
11 offices as of June 30, 2026, holding $679.8 million in deposits
Branch map
Every branch, sized by its deposits
| Largest branches | Place | Deposits |
|---|---|---|
| Focus Bank (main office) | Charleston, MO | $138M |
| Sikeston Facility | Sikeston, MO | $112M |
| Paragould Kingshighway Facility | Paragould, AR | $104M |
| Jonesboro Branch | Jonesboro, AR | $83.7M |
| Paragould Highway 49 South Facility | Paragould, AR | $71.7M |
| Jonesboro Southwest Drive Facility | Jonesboro, AR | $64.6M |
| Caruthersville Facility | Caruthersville, MO | $57.0M |
| East Prairie Facility | East Prairie, MO | $31.7M |
| Marmaduke Facility | Marmaduke, AR | $15.3M |
| Online Banking Branch | Charleston, MO | $1.4M |
Related pages
Questions and answers
How big is Focus Bank?
$854.1 million in total assets and $679.8 million in deposits as of June 30, 2026, with assets down 0.1% from a year before. Its loans were $713.0 million.
How many branches does Focus Bank have?
11 branches in 2 states as of June 30, 2026. The most deposits are in Missouri ($340.4 million).
Is Focus Bank profitable?
Yes: it earned $7.28 million from January 1 to June 30, 2026 (up 22.3% from the same months a year before). Its return on assets was 1.67% a year; about 1% is typical.
Who owns Focus Bank?
Focus Bank is owned by Security State Bancshares Inc, its holding company.
Official public data from the reports every insured bank files each quarter. Profit so far runs from January 1 to the quarter end. Branch deposits are counted once a year, as of June 30. New quarters appear about two months after the quarter ends.